Entidades de pago autorizadas

Entidades de pago agrupadas por región, con las licencias que poseen y los países en los que están autorizadas. Recopilado de registros públicos de autoridades: una muestra orientativa, no el registro completo.

40 jurisdicciones · 105 tipos de licencia · 57 autoridades · 46 entidades

Recopilado de fuentes públicas de las autoridades — Sitios de las autoridades

North America

Federal and state licensing in the US, Canada and Mexico.

Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSLAutorizada enUnited States Canada United Kingdom Australia Japan European Union / EEABuscar cobertura
StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSLAutorizada enUnited States European Union / EEA United Kingdom Singapore Australia JapanBuscar cobertura

Europe

EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.

Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVFAutorizada enUnited Kingdom European Union / EEA United States United Arab Emirates Singapore Hong Kong, China Australia JapanBuscar cobertura
RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSLAutorizada enEuropean Union / EEA United Kingdom United States Singapore Australia Japan Mexico Brazil IndiaBuscar cobertura
WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSLAutorizada enUnited Kingdom European Union / EEA United States Singapore Australia Japan MalaysiaBuscar cobertura

Asia-Pacific

From MAS and HKMA to the RBI, BI and the mainland payment licence.

PayPayJapanese QR wallet registered for funds transfer and prepaid instruments.Funds transferPrepaidAutorizada enJapanBuscar cobertura

Abreviaturas de licenciasLos códigos que verá en todo el directorio.

EMI: Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2.
PI: Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2.
API / SPI: Authorised / Small Payment Institution
The UK's full and light payment licences.
AISP / PISP: Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2.
MSB: Money Services Business
US and Canadian federal registration for money transmission and currency dealing.
MTL: Money Transmitter Licence
US state-by-state licence to transmit money.
MPI / SPI: Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act.
SVF: Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value.
MSO: Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing.
PPI: Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments.
PA / PA-CB: Payment Aggregator / Cross-border
India's merchant aggregation authorisations.
MMO: Mobile Money Operator
Nigeria's licence to issue e-money and run wallets.
IFPE: Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law.
IP: Instituição de Pagamento
Brazil's payment institution authorisation.
CASP: Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU.
PJP: Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.

Una referencia curada, no asesoramiento jurídico y no exhaustiva. Confirme el alcance de cualquier licencia con su autoridad antes de apoyarse en ella.