Entidades de pago autorizadas

Entidades de pago agrupadas por región, con las licencias que poseen y los países en los que están autorizadas. Recopilado de registros públicos de autoridades: una muestra orientativa, no el registro completo.

40 jurisdicciones · 105 tipos de licencia · 57 autoridades · 46 entidades

Recopilado de fuentes públicas de las autoridades — Sitios de las autoridades

Latin America

Brazil's payment institutions, Mexico's Fintech Law and the Andean regimes.

dLocalCross-border payments for global merchants in emerging markets, licensed locally.IPPSPMMOPSSPAutorizada enUruguay Brazil Mexico Argentina Colombia Chile Peru Nigeria South Africa IndiaBuscar cobertura

Africa

Mobile money and PSP licensing from Nigeria to Kenya and South Africa.

FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSBAutorizada enNigeria Kenya Ghana South Africa Egypt United Kingdom United States CanadaBuscar cobertura
M-PESA (Safaricom)The original mobile money service, licensed per market.E-moneyPSPAutorizada enKenya Tanzania Ghana Egypt South AfricaBuscar cobertura
PaystackMerchant payments across West and East Africa, owned by Stripe.PSSPPSPMMOAutorizada enNigeria Ghana Kenya South AfricaBuscar cobertura

Abreviaturas de licenciasLos códigos que verá en todo el directorio.

EMI: Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2.
PI: Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2.
API / SPI: Authorised / Small Payment Institution
The UK's full and light payment licences.
AISP / PISP: Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2.
MSB: Money Services Business
US and Canadian federal registration for money transmission and currency dealing.
MTL: Money Transmitter Licence
US state-by-state licence to transmit money.
MPI / SPI: Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act.
SVF: Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value.
MSO: Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing.
PPI: Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments.
PA / PA-CB: Payment Aggregator / Cross-border
India's merchant aggregation authorisations.
MMO: Mobile Money Operator
Nigeria's licence to issue e-money and run wallets.
IFPE: Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law.
IP: Instituição de Pagamento
Brazil's payment institution authorisation.
CASP: Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU.
PJP: Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.

Una referencia curada, no asesoramiento jurídico y no exhaustiva. Confirme el alcance de cualquier licencia con su autoridad antes de apoyarse en ella.