Entidades de pago autorizadas

Entidades de pago agrupadas por región, con las licencias que poseen y los países en los que están autorizadas. Recopilado de registros públicos de autoridades: una muestra orientativa, no el registro completo.

40 jurisdicciones · 105 tipos de licencia · 57 autoridades · 46 entidades

Recopilado de fuentes públicas de las autoridades — Sitios de las autoridades

Europe

EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.

AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIPAutorizada enEuropean Union / EEA United States United Kingdom Australia Singapore Hong Kong, China Brazil United Arab EmiratesBuscar cobertura
Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVFAutorizada enUnited Kingdom European Union / EEA United States United Arab Emirates Singapore Hong Kong, China Australia JapanBuscar cobertura
ClearBankA clearing bank for fintechs — the licensed layer under other brands.BankingEMIAutorizada enUnited Kingdom European Union / EEABuscar cobertura
GoCardlessBank payments and open banking with licences in Europe, Australia and the US.EMIAPIAFSLMTLAutorizada enUnited Kingdom Australia United States European Union / EEABuscar cobertura
KlarnaBuy-now-pay-later backed by a Swedish banking licence.BankingEMIAutorizada enEuropean Union / EEA United Kingdom United States AustraliaBuscar cobertura
ModulrEmbedded payments and accounts on a UK e-money licence with EU passporting.EMIAPIAutorizada enUnited Kingdom European Union / EEABuscar cobertura
MollieEuropean PSP holding Dutch payment and e-money licences with EEA passporting.PIEMIAutorizada enEuropean Union / EEA United KingdomBuscar cobertura
PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSBAutorizada enUnited Kingdom United States Canada European Union / EEABuscar cobertura
PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPIAutorizada enUnited Kingdom European Union / EEA United States Singapore Brazil MexicoBuscar cobertura
RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSLAutorizada enEuropean Union / EEA United Kingdom United States Singapore Australia Japan Mexico Brazil IndiaBuscar cobertura
TrueLayerOpen-banking payments and data across the UK, EU and Australia.AISP / PISPEMIAutorizada enUnited Kingdom European Union / EEA AustraliaBuscar cobertura
WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSLAutorizada enUnited Kingdom European Union / EEA United States Singapore Australia Japan MalaysiaBuscar cobertura
WorldlineEuropean payment and acquiring group with licensed entities in several markets.PIBankingAFSLAutorizada enEuropean Union / EEA United Kingdom AustraliaBuscar cobertura

Abreviaturas de licenciasLos códigos que verá en todo el directorio.

EMI: Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2.
PI: Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2.
API / SPI: Authorised / Small Payment Institution
The UK's full and light payment licences.
AISP / PISP: Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2.
MSB: Money Services Business
US and Canadian federal registration for money transmission and currency dealing.
MTL: Money Transmitter Licence
US state-by-state licence to transmit money.
MPI / SPI: Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act.
SVF: Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value.
MSO: Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing.
PPI: Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments.
PA / PA-CB: Payment Aggregator / Cross-border
India's merchant aggregation authorisations.
MMO: Mobile Money Operator
Nigeria's licence to issue e-money and run wallets.
IFPE: Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law.
IP: Instituição de Pagamento
Brazil's payment institution authorisation.
CASP: Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU.
PJP: Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.

Una referencia curada, no asesoramiento jurídico y no exhaustiva. Confirme el alcance de cualquier licencia con su autoridad antes de apoyarse en ella.