Money Services Business registration

制度要点

Actividades permitidas

Money transmission, currency dealing/exchange, money orders, traveller’s cheques and prepaid access, as defined in the BSA.

Titulares típicos

Money transmitters, foreign-exchange desks, prepaid-access providers that operate in the United States.

Vía de solicitud

Register with FinCEN (and keep the registration current). This is a federal registration, not a substitute for state MTL.

Límites clave

Does not authorise taking deposits. State money-transmitter licences are still required in each state of operation.

监管机构

Fuente oficial

名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。

• Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSLAutorizada enUnited StatesCanadaUnited KingdomAustraliaJapanEuropean Union / EEABuscar cobertura
• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPIAutorizada enUnited StatesEuropean Union / EEAFRSingaporeBuscar cobertura
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPIAutorizada enUnited StatesEuropean Union / EEAUnited KingdomDESingaporeAustraliaBuscar cobertura
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSLAutorizada enCanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustraliaBuscar cobertura
• PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSLAutorizada enUnited StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndiaBuscar cobertura
• RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSLAutorizada enUnited StatesCanadaUnited KingdomAustraliaBuscar cobertura
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPIAutorizada enUnited StatesEuropean Union / EEAUnited KingdomSingaporeBuscar cobertura
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSLAutorizada enUnited StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapanBuscar cobertura
• PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSBAutorizada enUnited KingdomUnited StatesCanadaEuropean Union / EEABuscar cobertura
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSBAutorizada enAustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)Buscar cobertura
• FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSBAutorizada enNigeriaKenyaGhanaSouth AfricaEgyptUnited KingdomUnited StatesCanadaBuscar cobertura

United States的其他制度

• MTLState money transmitter licence
• National charterNational bank or trust charter
• State charterState bank or trust charter
• Remittance ruleRemittance Transfer Rule