認可を受けた決済事業者
地域ごとに整理した決済事業者と、保有ライセンス、認可されている国・地域。規制当局の公開リストに基づく参考用の名簿で、完全な登録簿ではありません。
40 管轄区域 · 105 ライセンス制度 · 57 規制当局 · 46 事業者
規制当局の公開情報から整理 — 規制当局のサイト
North America
8Federal and state licensing in the US, Canada and Mexico.
- Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSL認可地域United StatesCanadaUnited KingdomAustraliaJapanEuropean Union / EEA関連報道を検索
- CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPI認可地域United StatesEuropean Union / EEAUnited KingdomDESingaporeAustralia関連報道を検索
- MarqetaModern card issuing platform — licensed where it issues and settles.MTLEMI認可地域United StatesUnited KingdomAustraliaSingapore関連報道を検索
- NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL認可地域CanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia関連報道を検索
- PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSL認可地域United StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndia関連報道を検索
- PayPalRuns a Luxembourg banking licence alongside US state money transmitter licences.BankingMTLEMIAFSL認可地域United StatesEuropean Union / EEAUnited KingdomAustraliaSingapore関連報道を検索
- RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSL認可地域United StatesCanadaUnited KingdomAustralia関連報道を検索
- StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSL認可地域United StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan関連報道を検索
Europe
8EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.
- AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIP認可地域European Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab Emirates関連報道を検索
- Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVF認可地域United KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan関連報道を検索
- GoCardlessBank payments and open banking with licences in Europe, Australia and the US.EMIAPIAFSLMTL認可地域United KingdomAustraliaUnited StatesEuropean Union / EEA関連報道を検索
- KlarnaBuy-now-pay-later backed by a Swedish banking licence.BankingEMI認可地域European Union / EEAUnited KingdomUnited StatesAustralia関連報道を検索
- RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSL認可地域European Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndia関連報道を検索
- TrueLayerOpen-banking payments and data across the UK, EU and Australia.AISP / PISPEMI認可地域United KingdomEuropean Union / EEAAustralia関連報道を検索
- WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSL認可地域United KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysia関連報道を検索
- WorldlineEuropean payment and acquiring group with licensed entities in several markets.PIBankingAFSL認可地域European Union / EEAUnited KingdomAustralia関連報道を検索
Asia-Pacific
2From MAS and HKMA to the RBI, BI and the mainland payment licence.
- AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSB認可地域AustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)関連報道を検索
- NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSL認可地域SingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysia関連報道を検索
ライセンス略語一覧名鑑に出てくる略語です。
- EMI
- Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2. - PI
- Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2. - API / SPI
- Authorised / Small Payment Institution
The UK's full and light payment licences. - AISP / PISP
- Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2. - MSB
- Money Services Business
US and Canadian federal registration for money transmission and currency dealing. - MTL
- Money Transmitter Licence
US state-by-state licence to transmit money. - MPI / SPI
- Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act. - SVF
- Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value. - MSO
- Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing. - PPI
- Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments. - PA / PA-CB
- Payment Aggregator / Cross-border
India's merchant aggregation authorisations. - MMO
- Mobile Money Operator
Nigeria's licence to issue e-money and run wallets. - IFPE
- Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law. - IP
- Instituição de Pagamento
Brazil's payment institution authorisation. - CASP
- Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU. - PJP
- Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.
人手でまとめた参考名鑑であり、法的助言でも網羅でもありません。利用前に必ず規制当局の公表内容でご確認ください。