Major Payment Institution

制度要点

認められる業務

Specified payment services under the Payment Services Act 2019 once monthly transaction volume exceeds the SPI threshold.

典型的な保有主体

Regional PSPs, acquiring platforms and e-wallet operators serving Singapore at scale.

申請の流れ

Licence application to MAS under the PSA. Activity classes (account issuance, e-money, DPT, etc.) are selected in the application.

主な制限

Volume, safeguarding and base-capital rules are stricter than SPI. Conducting an unlicensed specified payment service is an offence.

监管机构

公式情報

名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。

• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPI認可地域United StatesEuropean Union / EEAFRSingapore関連報道を検索
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPI認可地域United StatesEuropean Union / EEAUnited KingdomDESingaporeAustralia関連報道を検索
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL認可地域CanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia関連報道を検索
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPI認可地域United StatesEuropean Union / EEAUnited KingdomSingapore関連報道を検索
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSL認可地域United StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan関連報道を検索
• AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIP認可地域European Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab Emirates関連報道を検索
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVF認可地域United KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan関連報道を検索
• PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPI認可地域United KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexico関連報道を検索
• RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSL認可地域European Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndia関連報道を検索
• WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSL認可地域United KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysia関連報道を検索
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSB認可地域AustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)関連報道を検索
• GrabPaySuper-app wallet licensed across Southeast Asia.MPIE-moneyEMI認可地域SingaporeMalaysiaIndonesiaPhilippinesThailandVietnam関連報道を検索
• NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSL認可地域SingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysia関連報道を検索
• ThunesCross-border payout network connecting wallets, banks and mobile money.MPIAPIMTL認可地域SingaporeUnited KingdomUnited States関連報道を検索
• RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPI認可地域United KingdomIsraelUnited StatesSingaporeMexicoBrazil関連報道を検索

Singapore的其他制度

• SPIStandard Payment Institution
• MC / RMOMoney-changing & remittance licence
• DPTDigital Payment Token service