Money Services Business registration

制度要点

認められる業務

Money transmission, currency dealing/exchange, money orders, traveller’s cheques and prepaid access, as defined in the BSA.

典型的な保有主体

Money transmitters, foreign-exchange desks, prepaid-access providers that operate in the United States.

申請の流れ

Register with FinCEN (and keep the registration current). This is a federal registration, not a substitute for state MTL.

主な制限

Does not authorise taking deposits. State money-transmitter licences are still required in each state of operation.

监管机构

公式情報

名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。

• Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSL認可地域United StatesCanadaUnited KingdomAustraliaJapanEuropean Union / EEA関連報道を検索
• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPI認可地域United StatesEuropean Union / EEAFRSingapore関連報道を検索
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPI認可地域United StatesEuropean Union / EEAUnited KingdomDESingaporeAustralia関連報道を検索
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL認可地域CanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia関連報道を検索
• PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSL認可地域United StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndia関連報道を検索
• RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSL認可地域United StatesCanadaUnited KingdomAustralia関連報道を検索
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPI認可地域United StatesEuropean Union / EEAUnited KingdomSingapore関連報道を検索
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSL認可地域United StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan関連報道を検索
• PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSB認可地域United KingdomUnited StatesCanadaEuropean Union / EEA関連報道を検索
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSB認可地域AustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)関連報道を検索
• FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSB認可地域NigeriaKenyaGhanaSouth AfricaEgyptUnited KingdomUnited StatesCanada関連報道を検索

United States的其他制度

• MTLState money transmitter licence
• National charterNational bank or trust charter
• State charterState bank or trust charter
• Remittance ruleRemittance Transfer Rule