Authorised Payment Institution

制度要点

허용되는 업무

Payment services listed in the Payment Services Regulations (execution, remittance, acquiring, PIS, etc.).

대표 보유 주체

UK PSPs that have outgrown the small-PI turnover cap, or that want to passport historically-granted permissions.

자본 / 보증금

Own-funds requirements apply under the PSR; the exact method depends on the services provided. No public single-number substitute.

신청 절차

Authorisation by the FCA under the Payment Services Regulations.

주요 제한

Client funds must be safeguarded. This is not a banking licence and does not permit deposit-taking.

监管机构

공식 출처

名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。

• PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSL인가 지역United StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndia보도 검색
• RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSL인가 지역United StatesCanadaUnited KingdomAustralia보도 검색
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSL인가 지역United StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan보도 검색
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVF인가 지역United KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan보도 검색
• GoCardlessBank payments and open banking with licences in Europe, Australia and the US.EMIAPIAFSLMTL인가 지역United KingdomAustraliaUnited StatesEuropean Union / EEA보도 검색
• ModulrEmbedded payments and accounts on a UK e-money licence with EU passporting.EMIAPI인가 지역United KingdomEuropean Union / EEA보도 검색
• PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSB인가 지역United KingdomUnited StatesCanadaEuropean Union / EEA보도 검색
• RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSL인가 지역European Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndia보도 검색
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSB인가 지역AustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)보도 검색
• NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSL인가 지역SingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysia보도 검색
• ThunesCross-border payout network connecting wallets, banks and mobile money.MPIAPIMTL인가 지역SingaporeUnited KingdomUnited States보도 검색
• RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPI인가 지역United KingdomIsraelUnited StatesSingaporeMexicoBrazil보도 검색

United Kingdom的其他制度

• SPISmall Payment Institution
• EMIElectronic Money Institution
• RAISPRegistered Account Information Service Provider
• BankBank authorisation
• MLR registrationCryptoasset business registration