Major Payment Institution

制度要点

허용되는 업무

Specified payment services under the Payment Services Act 2019 once monthly transaction volume exceeds the SPI threshold.

대표 보유 주체

Regional PSPs, acquiring platforms and e-wallet operators serving Singapore at scale.

신청 절차

Licence application to MAS under the PSA. Activity classes (account issuance, e-money, DPT, etc.) are selected in the application.

주요 제한

Volume, safeguarding and base-capital rules are stricter than SPI. Conducting an unlicensed specified payment service is an offence.

监管机构

공식 출처

名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。

• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPI인가 지역United StatesEuropean Union / EEAFRSingapore보도 검색
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPI인가 지역United StatesEuropean Union / EEAUnited KingdomDESingaporeAustralia보도 검색
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL인가 지역CanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustralia보도 검색
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPI인가 지역United StatesEuropean Union / EEAUnited KingdomSingapore보도 검색
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSL인가 지역United StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapan보도 검색
• AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIP인가 지역European Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab Emirates보도 검색
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVF인가 지역United KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapan보도 검색
• PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPI인가 지역United KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexico보도 검색
• RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSL인가 지역European Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndia보도 검색
• WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSL인가 지역United KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysia보도 검색
• AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSB인가 지역AustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)보도 검색
• GrabPaySuper-app wallet licensed across Southeast Asia.MPIE-moneyEMI인가 지역SingaporeMalaysiaIndonesiaPhilippinesThailandVietnam보도 검색
• NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSL인가 지역SingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysia보도 검색
• ThunesCross-border payout network connecting wallets, banks and mobile money.MPIAPIMTL인가 지역SingaporeUnited KingdomUnited States보도 검색
• RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPI인가 지역United KingdomIsraelUnited StatesSingaporeMexicoBrazil보도 검색

Singapore的其他制度

• SPIStandard Payment Institution
• MC / RMOMoney-changing & remittance licence
• DPTDigital Payment Token service