Splitit探讨AI智能体推荐先享后付
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2026年10月9日，Splitit首席执行官Nandan Sheth表示，AI智能体若要判断消费者是否应选择Pay Later，需要结合消费者的完整财务信息，包括现金流、既有债务以及借款总成本。Splitit与PYMNTS Intelligence联合开展的研究显示，61%的消费者愿意接受AI提供的信用或Pay Later推荐，但仅有2%的消费者愿意让AI智能体自行作出决定。报道显示，消费者对AI辅助推荐的接受度高于对AI自主决策的接受度。
AI-written from reports · updated 4 days ago
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- PYMNTSSplitit CEO：AI 智能体需掌握完整财务信息，才能推荐 Pay Later
Splitit CEO Nandan Sheth表示，AI 智能体要结合现金流、既有债务与借款总成本，才能判断消费者是否应选择 Pay Later。Splitit 与 PYMNTS Intelligence 联合研究显示，61%的消费者会接受 AI 的信用或 Pay Later 推荐，但仅2%愿让智能体自行决定。
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