Payment Institution
PIPayment institution / PSPUnder PSD2: provide payment services without issuing e-money — the classic licence for PSPs and acquirers.
European Union / EEA · eu · EBA
制度要点
- 允许开展的业务
- PSD2 payment services as authorised by the home-state competent authority (listed on the EBA Payment Institutions Register).
- 典型持牌主体
- EEA PSPs and acquirers that do not issue e-money.
- 申请路径
- Authorisation by the national competent authority; listed on the EBA register, with passporting notifications for host states.
- 重要限制
- Own-funds and safeguarding rules apply. Passporting does not replace local AML registration where required.
监管机构
EBAEuropean Banking Authority — with national competent authorities名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。
- MollieEuropean PSP holding Dutch payment and e-money licences with EEA passporting.PIEMI持牌地European Union / EEAUnited Kingdom搜索相关报道
- WorldlineEuropean payment and acquiring group with licensed entities in several markets.PIBankingAFSL持牌地European Union / EEAUnited KingdomAustralia搜索相关报道
European Union / EEA的其他制度
这是一份人工整理的参考名录，不是法律意见，也不保证穷举。使用前请以监管机构公布的口径为准。