持牌支付机构

按大区排列的支付机构，附所持牌照与获授权的国家 / 地区。依据监管机构公开名录整理——供对照参考，不是完整登记册。

40 个司法辖区 · 105 项牌照制度 · 57 家监管机构 · 46 家持牌机构

整理自监管机构公开信息 — 监管机构官网

North America

Federal and state licensing in the US, Canada and Mexico.

Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSL持牌地United States Canada United Kingdom Australia Japan European Union / EEA搜索相关报道
DogpayCrypto payments, cards and global accounts; FINTRAC MSB under DOGPAY LTD. (C10001760).MSB持牌地Canada搜索相关报道
NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL持牌地Canada United States United Kingdom European Union / EEA Singapore Australia搜索相关报道
RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSL持牌地United States Canada United Kingdom Australia搜索相关报道

Europe

EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.

PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSB持牌地United Kingdom United States Canada European Union / EEA搜索相关报道

Africa

Mobile money and PSP licensing from Nigeria to Kenya and South Africa.

FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSB持牌地Nigeria Kenya Ghana South Africa Egypt United Kingdom United States Canada搜索相关报道

牌照缩写速查名录里会出现的缩写。

EMI: Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2.
PI: Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2.
API / SPI: Authorised / Small Payment Institution
The UK's full and light payment licences.
AISP / PISP: Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2.
MSB: Money Services Business
US and Canadian federal registration for money transmission and currency dealing.
MTL: Money Transmitter Licence
US state-by-state licence to transmit money.
MPI / SPI: Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act.
SVF: Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value.
MSO: Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing.
PPI: Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments.
PA / PA-CB: Payment Aggregator / Cross-border
India's merchant aggregation authorisations.
MMO: Mobile Money Operator
Nigeria's licence to issue e-money and run wallets.
IFPE: Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law.
IP: Instituição de Pagamento
Brazil's payment institution authorisation.
CASP: Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU.
PJP: Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.

这是一份人工整理的参考名录，不是法律意见，也不保证穷举。使用前请以监管机构公布的口径为准。