持牌支付機構

依大區排列的支付機構，附所持牌照與獲授權的國家 / 地區。依據監管機關公開名錄整理——供對照參考，不是完整登記冊。

40 個司法管轄區 · 105 項牌照制度 · 57 家監管機構 · 46 家持牌機構

整理自監管機構公開資訊 — 監管機構官網

North America

Federal and state licensing in the US, Canada and Mexico.

Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSL持牌地United States Canada United Kingdom Australia Japan European Union / EEA搜尋相關報導
DogpayCrypto payments, cards and global accounts; FINTRAC MSB under DOGPAY LTD. (C10001760).MSB持牌地Canada搜尋相關報導
NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSL持牌地Canada United States United Kingdom European Union / EEA Singapore Australia搜尋相關報導
RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSL持牌地United States Canada United Kingdom Australia搜尋相關報導

Europe

EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.

PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSB持牌地United Kingdom United States Canada European Union / EEA搜尋相關報導

Africa

Mobile money and PSP licensing from Nigeria to Kenya and South Africa.

FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSB持牌地Nigeria Kenya Ghana South Africa Egypt United Kingdom United States Canada搜尋相關報導

牌照縮寫速查名錄裡會出現的縮寫。

EMI: Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2.
PI: Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2.
API / SPI: Authorised / Small Payment Institution
The UK's full and light payment licences.
AISP / PISP: Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2.
MSB: Money Services Business
US and Canadian federal registration for money transmission and currency dealing.
MTL: Money Transmitter Licence
US state-by-state licence to transmit money.
MPI / SPI: Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act.
SVF: Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value.
MSO: Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing.
PPI: Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments.
PA / PA-CB: Payment Aggregator / Cross-border
India's merchant aggregation authorisations.
MMO: Mobile Money Operator
Nigeria's licence to issue e-money and run wallets.
IFPE: Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law.
IP: Instituição de Pagamento
Brazil's payment institution authorisation.
CASP: Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU.
PJP: Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.

這是一份人工整理的參考名錄，不是法律意見，也不保證窮舉。使用前請以監管機構公布的內容為準。