Zugelassene Zahlungsinstitute
Zahlungsinstitute nach Region, mit ihren Lizenzen und den Ländern, in denen sie zugelassen sind. Aus öffentlichen Aufsichtsregistern zusammengestellt — eine Orientierungshilfe, nicht das vollständige Register.
40 Rechtsräume · 105 Lizenzarten · 57 Aufsichtsbehörden · 46 Institute
Aus öffentlichen Quellen der Aufsichtsbehörden zusammengestellt — Websites der Aufsichtsbehörden
North America
12Federal and state licensing in the US, Canada and Mexico.
- Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSLZugelassen inUnited StatesCanadaUnited KingdomAustraliaJapanEuropean Union / EEABerichte suchen
- CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPIZugelassen inUnited StatesEuropean Union / EEAFRSingaporeBerichte suchen
- CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPIZugelassen inUnited StatesEuropean Union / EEAUnited KingdomDESingaporeAustraliaBerichte suchen
- DogpayCrypto payments, cards and global accounts; FINTRAC MSB under DOGPAY LTD. (C10001760).MSBZugelassen inCanadaBerichte suchen
- FiservMerchant acquiring and issuer processing at scale.MTLEMIZugelassen inUnited StatesUnited KingdomEuropean Union / EEABerichte suchen
- MarqetaModern card issuing platform — licensed where it issues and settles.MTLEMIZugelassen inUnited StatesUnited KingdomAustraliaSingaporeBerichte suchen
- NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSLZugelassen inCanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustraliaBerichte suchen
- PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSLZugelassen inUnited StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndiaBerichte suchen
- PayPalRuns a Luxembourg banking licence alongside US state money transmitter licences.BankingMTLEMIAFSLZugelassen inUnited StatesEuropean Union / EEAUnited KingdomAustraliaSingaporeBerichte suchen
- RemitlyDigital remittance with money transmitter licences in its send markets.MSBMTLAPIEMIAFSLZugelassen inUnited StatesCanadaUnited KingdomAustraliaBerichte suchen
- RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPIZugelassen inUnited StatesEuropean Union / EEAUnited KingdomSingaporeBerichte suchen
- StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSLZugelassen inUnited StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapanBerichte suchen
Europe
13EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.
- AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIPZugelassen inEuropean Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab EmiratesBerichte suchen
- Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVFZugelassen inUnited KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapanBerichte suchen
- ClearBankA clearing bank for fintechs — the licensed layer under other brands.BankingEMIZugelassen inUnited KingdomEuropean Union / EEABerichte suchen
- GoCardlessBank payments and open banking with licences in Europe, Australia and the US.EMIAPIAFSLMTLZugelassen inUnited KingdomAustraliaUnited StatesEuropean Union / EEABerichte suchen
- KlarnaBuy-now-pay-later backed by a Swedish banking licence.BankingEMIZugelassen inEuropean Union / EEAUnited KingdomUnited StatesAustraliaBerichte suchen
- ModulrEmbedded payments and accounts on a UK e-money licence with EU passporting.EMIAPIZugelassen inUnited KingdomEuropean Union / EEABerichte suchen
- MollieEuropean PSP holding Dutch payment and e-money licences with EEA passporting.PIEMIZugelassen inEuropean Union / EEAUnited KingdomBerichte suchen
- PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSBZugelassen inUnited KingdomUnited StatesCanadaEuropean Union / EEABerichte suchen
- PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPIZugelassen inUnited KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexicoBerichte suchen
- RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSLZugelassen inEuropean Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndiaBerichte suchen
- TrueLayerOpen-banking payments and data across the UK, EU and Australia.AISP / PISPEMIZugelassen inUnited KingdomEuropean Union / EEAAustraliaBerichte suchen
- WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSLZugelassen inUnited KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysiaBerichte suchen
- WorldlineEuropean payment and acquiring group with licensed entities in several markets.PIBankingAFSLZugelassen inEuropean Union / EEAUnited KingdomAustraliaBerichte suchen
Asia-Pacific
11From MAS and HKMA to the RBI, BI and the mainland payment licence.
- AirwallexCross-border accounts, cards and acquiring with one of the widest licence footprints in APAC.AFSLAPIEMISVFMPIMSBZugelassen inAustraliaUnited KingdomHong Kong, ChinaSingaporeUnited StatesMalaysiaNew ZealandChina (mainland)Berichte suchen
- GCash (Mynt)The Philippines' largest e-wallet, operating on a BSP e-money licence.EMIOPSZugelassen inPhilippinesBerichte suchen
- GoPayIndonesian wallet and payments arm of GoTo.PJPE-moneyZugelassen inIndonesiaBerichte suchen
- GrabPaySuper-app wallet licensed across Southeast Asia.MPIE-moneyEMIZugelassen inSingaporeMalaysiaIndonesiaPhilippinesThailandVietnamBerichte suchen
- NiumReal-time cross-border payments and card issuance for banks and businesses.MPIEMIAPIMTLAFSLZugelassen inSingaporeUnited KingdomUnited StatesAustraliaHong Kong, ChinaIndiaMalaysiaBerichte suchen
- PayPayJapanese QR wallet registered for funds transfer and prepaid instruments.Funds transferPrepaidZugelassen inJapanBerichte suchen
- PhonePeIndian wallet, UPI and bill payments business under RBI authorisations.PPIPABBPOUZugelassen inIndiaBerichte suchen
- RazorpayIndian payment aggregator holding domestic and cross-border RBI authorisations.PAPA-CBZugelassen inIndiaBerichte suchen
- ThunesCross-border payout network connecting wallets, banks and mobile money.MPIAPIMTLZugelassen inSingaporeUnited KingdomUnited StatesBerichte suchen
- TossKorean fintech holding electronic financial business registrations and a banking licence.Electronic financial businessBankingZugelassen inSouth KoreaBerichte suchen
- XenditSoutheast Asian payments infrastructure licensed country by country.PJPOPSMSBZugelassen inIndonesiaPhilippinesMalaysiaThailandVietnamBerichte suchen
Middle East
2CBUAE, SAMA and the Gulf fintech hubs, plus Israel and Türkiye.
- Network InternationalMiddle East and Africa acquirer with onshore and free-zone authorisations.AcquiringRPSZugelassen inUnited Arab EmiratesSaudi ArabiaEgyptJOBerichte suchen
- RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPIZugelassen inUnited KingdomIsraelUnited StatesSingaporeMexicoBrazilBerichte suchen
Latin America
4Brazil's payment institutions, Mexico's Fintech Law and the Andean regimes.
- dLocalCross-border payments for global merchants in emerging markets, licensed locally.IPPSPMMOPSSPZugelassen inUruguayBrazilMexicoArgentinaColombiaChilePeruNigeriaSouth AfricaIndiaBerichte suchen
- EBANXLatin American payment methods and local acquiring.IPPSPZugelassen inBrazilMexicoArgentinaColombiaChilePeruBerichte suchen
- Mercado PagoLatin America's largest fintech, licensed as a payment institution and bank across the region.IPPSPIFPEBankingZugelassen inBrazilArgentinaMexicoColombiaChilePeruUruguayBerichte suchen
- StoneBrazilian merchant acquiring and banking for SMBs.IPBankingZugelassen inBrazilBerichte suchen
Africa
4Mobile money and PSP licensing from Nigeria to Kenya and South Africa.
- FlutterwaveAfrican payments infrastructure with licences across the continent and in the UK/US.PSSPMMOPSPEMIMSBZugelassen inNigeriaKenyaGhanaSouth AfricaEgyptUnited KingdomUnited StatesCanadaBerichte suchen
- M-PESA (Safaricom)The original mobile money service, licensed per market.E-moneyPSPZugelassen inKenyaTanzaniaGhanaEgyptSouth AfricaBerichte suchen
- OPayNigerian and Egyptian wallet and payments group.MMOPSSPPSBZugelassen inNigeriaEgyptBerichte suchen
- PaystackMerchant payments across West and East Africa, owned by Stripe.PSSPPSPMMOZugelassen inNigeriaGhanaKenyaSouth AfricaBerichte suchen
LizenzabkürzungenDie Kürzel, die im Verzeichnis vorkommen.
- EMI
- Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2. - PI
- Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2. - API / SPI
- Authorised / Small Payment Institution
The UK's full and light payment licences. - AISP / PISP
- Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2. - MSB
- Money Services Business
US and Canadian federal registration for money transmission and currency dealing. - MTL
- Money Transmitter Licence
US state-by-state licence to transmit money. - MPI / SPI
- Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act. - SVF
- Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value. - MSO
- Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing. - PPI
- Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments. - PA / PA-CB
- Payment Aggregator / Cross-border
India's merchant aggregation authorisations. - MMO
- Mobile Money Operator
Nigeria's licence to issue e-money and run wallets. - IFPE
- Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law. - IP
- Instituição de Pagamento
Brazil's payment institution authorisation. - CASP
- Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU. - PJP
- Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.
Eine kuratierte Referenz, keine Rechtsberatung und nicht vollständig. Prüfen Sie den Umfang einer Lizenz bei der Aufsichtsbehörde, bevor Sie sich darauf verlassen.