Licensed payment institutions
Payment institutions grouped by region, with the licences they hold and the countries they are authorised in. Curated from public regulator registers — a roster for orientation, not the full register.
40 jurisdictions · 105 licence regimes · 57 regulators · 46 institutions
Curated from public regulator sources — Regulator sites
Europe
3EU/EEA passporting regimes, the UK, Switzerland and the EEA satellites.
- AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIPLicensed inEuropean Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab EmiratesSearch coverage
- PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPILicensed inUnited KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexicoSearch coverage
- RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSLLicensed inEuropean Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndiaSearch coverage
Middle East
1CBUAE, SAMA and the Gulf fintech hubs, plus Israel and Türkiye.
- RapydFintech-as-a-service with licensed entities across Europe, the US and Asia-Pacific.EMIAPIMTLMPILicensed inUnited KingdomIsraelUnited StatesSingaporeMexicoBrazilSearch coverage
Latin America
4Brazil's payment institutions, Mexico's Fintech Law and the Andean regimes.
- dLocalCross-border payments for global merchants in emerging markets, licensed locally.IPPSPMMOPSSPLicensed inUruguayBrazilMexicoArgentinaColombiaChilePeruNigeriaSouth AfricaIndiaSearch coverage
- EBANXLatin American payment methods and local acquiring.IPPSPLicensed inBrazilMexicoArgentinaColombiaChilePeruSearch coverage
- Mercado PagoLatin America's largest fintech, licensed as a payment institution and bank across the region.IPPSPIFPEBankingLicensed inBrazilArgentinaMexicoColombiaChilePeruUruguaySearch coverage
- StoneBrazilian merchant acquiring and banking for SMBs.IPBankingLicensed inBrazilSearch coverage
Licence abbreviationsThe codes you will see across the directory.
- EMI
- Electronic Money Institution
Issue e-money and hold user funds; passports across the EEA under EMD2. - PI
- Payment Institution
Provide payment services without issuing e-money; passports across the EEA under PSD2. - API / SPI
- Authorised / Small Payment Institution
The UK's full and light payment licences. - AISP / PISP
- Account Information / Payment Initiation Service Provider
Open-banking roles under PSD2. - MSB
- Money Services Business
US and Canadian federal registration for money transmission and currency dealing. - MTL
- Money Transmitter Licence
US state-by-state licence to transmit money. - MPI / SPI
- Major / Standard Payment Institution
Singapore's two payment tiers under the Payment Services Act. - SVF
- Stored Value Facility
Hong Kong's licence for prepaid wallets and stored value. - MSO
- Money Service Operator
Hong Kong Customs & Excise licence for remittance and/or money changing. - PPI
- Prepaid Payment Instrument issuer
India's licence to issue prepaid instruments. - PA / PA-CB
- Payment Aggregator / Cross-border
India's merchant aggregation authorisations. - MMO
- Mobile Money Operator
Nigeria's licence to issue e-money and run wallets. - IFPE
- Institución de Fondos de Pago Electrónico
Mexico's e-money licence under the Fintech Law. - IP
- Instituição de Pagamento
Brazil's payment institution authorisation. - CASP
- Crypto-Asset Service Provider
MiCA authorisation for crypto-asset services in the EU. - PJP
- Penyelenggara Jasa Pembayaran
Indonesia's payment service provider licence.
A curated reference, not legal advice and not exhaustive. Confirm the scope of any licence with its regulator before relying on it.