稳定币供应停滞,但支付增长45%:Visa、Mastercard和Stripe连接加密货币与现金
Analytics firm Allium表示,稳定币支付今年迄今达到$482 billion,同比增长45%,尽管稳定币供应停滞。Visa、Mastercard和Stripe等全球支付公司增加加密支付轨道,信用卡消费也同时激增。
Analytics firm Allium表示,稳定币支付今年迄今达到$482 billion,同比增长45%,尽管稳定币供应停滞。Visa、Mastercard和Stripe等全球支付公司增加加密支付轨道,信用卡消费也同时激增。
Visa has launched a commercial service incorporating stablecoins into Visa Direct and, through Inyo Global, supports businesses in sending domestic and international payouts to more than 180 countries; Mastercard has partnered with BVNK to launch the Global Money Platform. The platform allows users to spend stablecoins at hundreds of millions of merchants worldwide that accept Mastercard, with initial users including Nuvei, Marqeta, Ontop, Beem, and Almond Fintech.
推荐理由:The two services cover stablecoin funding, cross-border payouts, and merchant spending respectively, demonstrating concrete pathways for card networks to integrate stablecoins into everyday money movement.
Mastercard and BVNK have launched Global Money Platform, integrating Mastercard’s payment capabilities with BVNK’s stablecoin infrastructure, now available through BVNK. Banks, fintech companies and businesses can embed multi-currency accounts into their own products and manage funds, payments and settlement; the accounts support fiat and stablecoins, real-time conversion, stablecoin-linked cards and local bank payments. The platform will also support other regulated forms of money in the future, including agentic commerce and tokenized deposits.
推荐理由:The platform integrates fiat accounts, stablecoin infrastructure, real-time conversion and local payments into a single product, enabling banks, fintech companies and businesses to build multi-currency financial services.
Rain推出非托管稳定币钱包,为其银行卡提供资金来源,支持在全球175 million个商户地点使用;托管钱包计划在年末前推出。Rain表示,虚拟账户收到的资金可进入钱包并以稳定币形式用于卡支付,也可转入银行账户并以当地货币收款。与此同时,Thredd将与Bakkt合作开展稳定币结算信用卡交易的概念验证,预计在明年上半年执行。
Mastercard CEO Michael Miebach表示,稳定币可替代耗时数日且费用不透明的传统跨境支付方式。Open Standard的OUSD已上线,Mastercard是企业接入OUSD的四条路径之一。相关报告称,跨境B2B转账已是稳定币的重要支付场景,稳定币可改善速度、成本和货币敞口问题。
由140家成员组成的Open Standard联盟推出稳定币Open USD(OUSD),其储备收益扣除管理费后将返还给参与企业,而非主要由发行方留存。企业可按面值、无费用地铸造和赎回OUSD;文章指出,USDT和USDC的流动性网络效应仍构成竞争门槛,OUSD的机会或在尚未转到链上的交易。
Open Standard宣布OUSD稳定币上线,企业可通过Stripe、Coinbase、Mastercard和Visa四条路径接入相关API与工具。所有路径均支持以1:1 USD汇率免费铸造和销毁OUSD,覆盖结算、支付编排、交易、FX、钱包和卡等服务。Stripe用户还可通过Stripe Treasury持有OUSD,并使用稳定币卡消费或将其发送至100多个国家的加密钱包。
由 Open Standard 推出的美元稳定币 Open USD 已在 Ethereum、Solana、Base 和 Tempo 上线,面向支付、银行、结算、跨境付款和机构交易。