HKMA与BNM深化金融科技合作，探索跨境稳定币应用
HKMA与BNM同意深化数字资产、令牌化、贸易融资和金融基础设施合作，并设立联合政策工作组探索香港与马来西亚之间合规的跨境稳定币应用。双方还计划加强实时全额结算系统连接，并探索连接香港CMU与马来西亚RENTAS。合作也涵盖本币在双边贸易和投资中的使用，以及跨境网络韧性和反诈骗合作。
#Regulation
Today 0 itemsFintech News Hong KongSource summaryAI score6464
Payments DiveSource summarySelectedAI score7878 Federal Reserve proposes stablecoin rules requiring issuers to fully back them with Treasury bills and other high-quality assets
The Federal Reserve proposed stablecoin rules requiring issuers to back them with Treasury bills and other high-quality liquid assets, while setting capital requirements and risk management standards for issuing institutions. The rules also cover the process for banks to apply to issue stablecoins and impose restrictions on Federal Reserve-supervised institutions that hold reserve assets in custody. The Federal Reserve said stablecoins should be considered stable only if they can be reliably redeemed at par under all conditions. The proposal will be open for 60 days of public comment after publication in the Federal Register.
推荐理由：The Federal Reserve's first proposed rules for stablecoin issuance clarify reserve asset requirements and the application process for banks issuing stablecoins, making them a key milestone for understanding the implementation of the US stablecoin regulatory framework.
Dogpay BlogSource summaryAI score2121 稳定币进入监管、结算与金融基础设施的关键阶段
稳定币正进入监管、结算与金融基础设施的决定性阶段。Dogpay 母公司 STRATUSPAY FINTECH LIMITED 在加拿大注册，受 FINTRAC 监管，持有 MSB 牌照（C100000785），获准开展外汇、汇款、虚拟货币及支付服务提供商（PSP）业务，并遵循加拿大 AML/CTF 要求。支付产品与持牌机构合作提供，银行卡由各辖区持牌合作伙伴发行。
Checkout.com BlogSource summaryAI score4343 现实世界中的稳定币：监管格局
美国 GENIUS Act 与欧盟 MiCA 正将稳定币纳入更清晰的监管框架，推动其从投机资产转向可合规使用的金融工具。GENIUS Act 强调现金或现金等价物 1:1 足额支持、储备透明和审计报告；MiCA 要求足额准备金、授权、白皮书、赎回权及消费者保护。Bank of England 拟推动系统性稳定币与商业银行货币、代币化银行存款及央行货币互操作。