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Oct 9Fri
  1. Bank of EnglandSource summary68

    CMORG completes SIMEX26 financial sector cloud service outage simulation exercise

    The Cross-Market Operational Resilience Group (CMORG), jointly chaired by Bank of England and UK Finance, completed SIMEX26 on 8 October 2026. The exercise focused on a global cloud service outage and involved 38 of the largest and systemically important banks and market infrastructure operators.

    推荐理由:The exercise demonstrated how the UK financial sector coordinates its response to a global cloud service outage and clearly required institutions to use the findings to strengthen their capabilities to address severe operational and cyber scenarios.

  2. US Federal ReserveSource summary71

    Federal Reserve takes enforcement action against American Express, citing inadequate identification and reporting of money laundering-related suspicious activity

    Federal Reserve took enforcement action against American Express, stating that it failed to adequately identify and report certain suspicious activities related to money laundering. Federal Reserve also found significant deficiencies in the implementation of its enterprise-wide AML program, particularly involving its national bank; OCC has taken separate enforcement action against the bank.

    推荐理由:The enforcement action involves both suspicious activity monitoring and reporting and the execution of an enterprise-wide AML program, highlighting Federal Reserve’s specific areas of concern regarding anti-money laundering management at banking groups.

Oct 8Thu
  1. European Central BankSource summary81

    Piero Cipollone: Digital euro could launch in 2029, pilot already underway

    ECB Executive Board member Piero Cipollone said the digital euro will coexist with cash and could launch in 2029; the pilot project began in the summer, with the first round of testing to begin next year. ECB selected 36 participants from nearly 60 applications, and the digital euro will also support offline payments without network connectivity, while potentially halving the cost for small merchants to accept digital payments.

    推荐理由:The interview outlines the digital euro’s pilot timeline, offline payment arrangements and changes in merchant costs, making it easier to understand its relationship with cash and existing card payments.

  2. Dogpay Blog (中文)Source summary11

    DogPay 如何接收稳定币支付并以法币结算

    DogPay围绕接收稳定币支付并以法币结算提供支付产品,服务通过持牌机构合作提供。其运营主体STRATUSPAY FINTECH LIMITED在加拿大注册,受FINTRAC监管并持有MSB牌照(C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及PSP相关活动。公司遵守AML和CTF要求,银行卡由相应持牌合作伙伴发行。

  3. Dogpay Blog (中文)Source summary11

    DogPay 如何接收稳定币支付并以法币结算

    DogPay围绕接收稳定币支付并以法币结算提供支付产品,服务通过持牌机构合作提供。其运营主体STRATUSPAY FINTECH LIMITED在加拿大注册,受FINTRAC监管并持有MSB牌照(C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及PSP相关活动。公司遵守AML和CTF要求,银行卡由相应持牌合作伙伴发行。

  4. Bank of EnglandSource summary32

    英格兰银行公布下一系列纸币将采用的四种动物

    英格兰银行宣布,大西洋海鹦、仓鸮、黄尾熊蜂和欧洲刺猬将作为下一系列纸币的中央图像,代表英国野生动物。公众咨询收到478,531份回复,四种动物分别对应一种面额,具体分配将于适时公布。新系列将继续印有君主肖像,首个面额预计在未来几年推出,并加入防伪安全特征和材料科学元素。

Oct 7Wed
  1. Bank of EnglandSource summary69

    Bank of England-hosted London Foreign Exchange Joint Standing Committee discusses near-24/7 settlement for RTGS and CHAPS

    The Bank of England-hosted London Foreign Exchange Joint Standing Committee discussed plans to transition RTGS and CHAPS to near-24/7 settlement at its June 24 meeting. The meeting noted that the relevant Consultation Paper is seeking feedback from stakeholders, and that extended settlement hours will affect FX market structure and bring adjustments in financial stability, investment, funding and treasury management.

    推荐理由:The meeting disclosed plans and consultation arrangements for the transition of RTGS and CHAPS to near-24/7 settlement, while also presenting its impact on FX market structure, financial stability and funding models.

  2. Bank of EnglandSource summary60

    Bank of England publishes minutes of London FXJSC Legal Subcommittee meeting, focusing on transition to 2026 FX Definitions

    Bank of England published the minutes of the London FXJSC Legal Subcommittee meeting held on June 16, with the 2026 FX Definitions and their implementation arrangements as the main focus. The four-year plan has entered the implementation phase, the SWIFT rulebook is expected to be updated in the summer, and the new definitions are scheduled to transition in November 2027, when the 1998 definitions will cease to apply. The new framework will be unified into a versionable digital system and will provide an implementation roadmap, guidance, and confirmation templates.

    推荐理由:The minutes provide a timeline for the transition from the 1998 definitions for FX contracts to the 2026 version, and set out the digital framework and implementation materials, helping market participants understand what they need to prepare.

  3. Bank of EnglandSource summary68

    PRA proposes linking 128 regulatory thresholds to nominal GDP with automatic increases

    The UK Prudential Regulation Authority (PRA) proposes that 128 regulatory thresholds for banks, insurers and credit unions automatically increase in line with nominal GDP going forward. These thresholds determine which regulatory rules apply to institutions, how the rules are implemented and their reporting obligations to the PRA, covering the £320 billion detailed capital reporting threshold and the £7,500 individual indebtedness threshold for credit unions. The first adjustment is proposed for 1 July 2031, with updates every five years thereafter; the consultation opens on 7 October 2026 and closes on 7 February 2027.

    推荐理由:The proposal would shift the updating of regulatory thresholds from ad hoc manual adjustments to regular indexation to nominal GDP, helping financial institutions anticipate changes in applicable rules, reporting obligations and compliance costs.

Oct 6Tue
  1. European Central BankSource summary79

    Piero Cipollone: ECB advances the digital euro, Pontes and Appia to build Europe’s digital financial infrastructure

    ECB Executive Board member Piero Cipollone said that the ECB is extending central bank money to retail payments and tokenized wholesale finance through the digital euro, Pontes and Appia. The digital euro pilot is planned to launch in the second half of 2027 and run for 12 months. If the legislative process is completed by the end of 2026, the ECB aims to be ready for the first issuance in 2029. Pontes was launched on September 21 to settle tokenized assets in central bank money, with full implementation expected by mid-2028.

    推荐理由:The speech places the digital euro and tokenized settlement within the same strategic framework, and sets out the timelines and institutional objectives for the pilot, issuance readiness, Pontes and Appia.

Oct 5Mon
Oct 3Sat
Oct 2Fri
  1. European Central BankSource summary64

    ECB advances Pontes tokenized asset settlement pilot and assesses TIPS–Pix interconnection

    The ECB Governing Council approved the initial launch protocol for Pontes, enabling wholesale transactions in tokenized assets to settle in central bank money, with the initial phase scheduled to launch on September 21. The ECB also approved an assessment of the feasibility of interconnecting TIPS with Brazil’s instant payment system Pix, and designated Visa Europe Payment System as a systemically important payment system, with oversight led by the ECB.

    推荐理由:The ECB’s initiatives cover two main areas: settling tokenized assets in central bank money and assessing TIPS–Pix interconnection, alongside the supervision of Visa Europe Payment System, spanning wholesale settlement and payment network governance.

  2. Plaid BlogSource summary67

    Plaid Guaranteed Payments update raises approved amounts for customers by more than 22%

    Plaid released its fall update for Guaranteed Payments, with customers’ approved amounts increasing by more than 22% over the baseline in the past quarter. The update adds custom user attributes, refreshed device, account, and behavioral signals for each transaction, as well as partial amount guarantees and delayed guarantees. The product runs on Signal and Protect, the former trained on $311B in transactions and the latter covering 1 billion devices and 500M+ linked accounts.

    推荐理由:The update incorporates user attributes, transaction-time device and behavioral signals, and segmented guarantees into decision-making, demonstrating several productized paths to improving payment approval rates.