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Found 60 items · updated 12:21 AM
Oct 9Fri
Sep 29Tue
  1. Checkout.com BlogSource summary38

    Thrive Newport Beach 2026 要点回顾 | Checkout.com

    Checkout.com 在 Thrive Newport Beach 大会上宣布美国业务同比增长超 120%（2026 年 Q2 对比 2025 年），并与 Best Buy 合作，为其 Marketplace 提供收单及无 PIN 借记能力。公司还扩展了 MALPB 牌照下的直连收单、加拿大付款、发卡与平台服务。大会还讨论了稳定币作为新经济支付轨道、AI 时代的支付表现优化等议题。

Sep 26Sat
  1. Checkout.com BlogSource summary76

    Australia’s 2026 card payment reform: merchants need to know about no-surcharge rules and changes to interchange fee caps

    The Reserve Bank of Australia (RBA) has published the conclusions of the third phase of its review of merchant card payment costs and surcharges. From October 1, 2026, EFTPOS, Mastercard, and Visa will implement rules prohibiting card payment surcharges and lower domestic interchange fee caps; from April 1, 2027, a 1% interchange fee cap will apply to cards issued overseas.

    推荐理由：The original article outlines the three main strands and two effective dates of Australia’s 2026 card payment reform, enabling merchants to assess their own pricing and routing arrangements.

Sep 3Thu
Sep 1Tue
  1. Checkout.com BlogSource summary38

    Checkout.com MCP：构建可信 AI 基础设施，连接智能体与支付运营

    Checkout.com 推出 MCP Server，将专家指南与运营工具直接接入 Claude Code、Cursor、GitHub Copilot 等开发者环境，使技术团队可通过自然语言查询 API 架构、检索文档并测试流程。自推出以来，集成时间缩短 81%。该 MCP 还支持查询支付状态、管理支付链接及执行退款、争议和作废等操作，权限与 Dashboard 账户一致，并设有行为护栏。

Aug 27Thu
Aug 13Thu
  1. Checkout.com BlogSource summary18

    什么是替代支付方式（APM）？| Checkout.com

    替代支付方式（APM）指现金及Visa、Mastercard、American Express等国际卡组织信用卡以外的所有支付类型，涵盖数字钱包、A2A转账、直接借记、本地卡组织、BNPL等。2024年APAC地区74%的电商交易额来自数字钱包，荷兰73%的线上购物通过iDEAL完成。56%的消费者在无法使用首选支付方式时会永久放弃该网站，商户接入APM有助于提升转化率并减少弃单。

Aug 12Wed
  1. Checkout.com BlogSource summary18

    我的支付之路：DOUGLAS 集团支付总监 Laura Treude 谈支付战略价值

    DOUGLAS 集团支付总监 Laura Treude 回顾其从 2015 年加入公司、2016 年组建首个支付团队，到 2021 年升任国际支付负责人、2023 年成为总监的职业路径。她认为支付是连接客户期望、防欺诈、数据、合规与商业表现的战略能力，并主张将欺诈分析与支付指标优化紧密结合。她预计五年内支付部门将因掌握客户数据而被咨询各类 CRM 触点。

Aug 3Mon
  1. Checkout.com BlogSource summary38

    中东消费者对代理商务持开放态度

    Checkout.com 调查显示，中东和北非地区65%的消费者熟悉代理型AI，半数消费者乐于让AI代为购物。42%的受访者认为隐私和安全保护能增强其使用信心，39%希望在下单前拥有批准或拒绝购买的权限。价格优势是首要动机，71%的阿联酋消费者接受AI推荐更具成本效益的替代品牌。

Aug 1Sat
  1. Checkout.com BlogSource summary33

    如何为你的业务选择正确的支付集成路径 | Checkout.com

    Checkout.com 指出，支付集成路径的选择决定上线速度、合规负担与转化表现，企业需在低代码与自定义 API 之间权衡。低代码方案（托管支付页、支付链接、Flow 预构建界面）可降低 PCI DSS 合规责任、加快部署；自定义路径（Unified Payments API、Payment Setup API）则提供全生命周期管控与深度优化能力，适合追求灵活性与转化智能的商户。

Jul 31Fri
  1. Checkout.com BlogSource summary47

    Checkout.com：如何掌握 MENA 支付

    Checkout.com分享在MENA拓展数字商务的本地化支付策略，强调按各国法规、偏好和经济环境适配支付方式。当地线上支付中信用和借记卡占44%、全球数字钱包32%、BNPL 11%；沙特、科威特和阿曼分别需支持mada、KNET和OmanNet。Checkout.com于2023年在UAE取得直接收单牌照，MENA总处理量在2024-2025同比增长62%。

Jul 27Mon
  1. Checkout.com BlogSource summary44

    Checkout.com：PCI DSS 4.0.1 12项要求概览

    Checkout.com梳理 PCI DSS 4.0.1 的12项安全要求，说明其如何保护支付卡数据并维护安全支付环境。该版本于2024年6月发布、2025年1月成为唯一有效版本，未新增或删除要求，主要澄清 MFA 范围及关键漏洞30天修复期限。Checkout.com已完全符合 PCI DSS Level 1，处理、存储或传输支付卡数据的实体均须遵守相关标准。

Jul 20Mon
  1. Checkout.com BlogSource summary29

    Checkout.com：降低支付摩擦以提升转化率

    Checkout.com通过Flow和Remember Me简化在线结账、扩展支付方式并降低支付摩擦，以提升商户转化率。Remember Me可让回访用户用8秒完成支付，比非用户快88%，回访用户接受率最高提升7个百分点；CFI Financial Group客户留存率提升30%。Zbooni则借助Flow在一个集成中管理Amex、PayPal、Tabby和Apple Pay等支付方式。

Jul 16Thu
  1. Checkout.com BlogSource summary25

    Checkout.com：什么是支付接受率，为什么它很重要？

    Checkout.com解释，支付接受率（AR）是成功授权支付占全部支付尝试的比例，反映支付处理成效。45%的消费者遭遇误拒后不会再次尝试支付；资金不足、技术问题、风险认证失败和发卡机构拦截均会影响该指标。Intelligent Acceptance是供内部支付分析师使用的机器学习工具；Checkout.com的本地收单许可与其他技术帮助Vinted提升4.15%。

Jul 13Mon
  1. Checkout.com BlogSource summary69

    How Checkout.com Built a Continuously Optimizing AI Payment Optimization System

    Checkout.com built a continuously running AI agent layer to discover, test, and scale payment optimization strategies, while payment experts review proposals and set statistical thresholds. The platform currently runs more than 200 live experiments, and Intelligent Acceptance increases payment acceptance rates by an average of 3.8 percentage points; in 2025, the platform executed 10.5 billion optimizations, helping merchants recover $11.2 billion in revenue.

    推荐理由：The article breaks payment optimization into independently verifiable experiments and explains how AI agents expand coverage across issuer, market, and card scheme combinations under human review and statistical thresholds.

Jun 19Fri
  1. Checkout.com BlogSource summary45

    掌握沙特阿拉伯数字经济中的支付

    Checkout.com指出，沙特数字经济加速发展，消费者更频繁网购并转向数字钱包，支付安全与便捷性成为商户转化和客户信任的关键。67%的消费者预计未来一年更常网购，65%的成年人每月或更频繁使用数字钱包购买、预算和管理财务。27%曾因安全顾虑放弃线上结账，57%在账户有资金却被拒付时会转向竞争对手或放弃购买。

Jun 3Wed
Jun 1Mon
May 11Mon
  1. Checkout.com BlogSource summary30

    我的支付之路：justt 支付与拒付策略高级总监 Sarah Boehmer 的职业历程

    Sarah Boehmer 从内部审计和 IPO 准备工作转入支付与拒付领域，现任 justt 支付与拒付策略高级总监。她曾在 Super.com 搭建欺诈与拒付职能并推动支付优化，如今在 justt 作为面向客户的主题专家，帮助潜在客户使用其 AI-based chargeback platform 解决争议。她认为 AI 将推动支付演进，并用于分析支付数据和优化路由。

Apr 30Thu
  1. Checkout.com BlogSource summary38

    发卡与收单：旅行平台在单一平台协同更优

    旅行企业将发卡与收单整合到同一平台，可缩短结算等待、改善现金流并减少预存资金需求。客户付款被捕获后，资金可立即用于发卡，虚拟卡能在几毫秒内创建并发送给航空公司或酒店，供应商付款由此在毫秒级触发。该模式还可减少多币种账户预存和短期信贷依赖，并在供应商失败或服务中断时支持 chargebacks 或付款追回。

Apr 20Mon
  1. Checkout.com BlogSource summary52

    OpenAI 智能体商务转向商户控制结账：对商户意味着什么

    OpenAI 正将 ChatGPT 内的商务模式从 Instant Checkout 转向由商户控制结账，AI 负责商品发现和购买意图，商户负责交易执行。当前主要有两种模式：将用户引导至商户网站或应用完成结账，或通过 OpenAI SDK 在 ChatGPT 内构建体验，并由商户基础设施通过委托支付流程完成结账。

Apr 16Thu
Apr 9Thu
  1. Checkout.com BlogSource summary29

    Checkout.com：盈利型支付如何平衡收入、欺诈与成本

    Checkout.com强调，支付运营须平衡收入、欺诈损失与处理成本，才能提升贡献利润。对年处理$200M、欺诈率1.5%、处理成本2.4%的商户，欺诈准确率改善20 basis points、处理成本优化15 basis points，可挽回约$700K年度利润贡献。文章还提到45%的消费者因数字体验受挫放弃购买，预授权和部分授权可减少支付摩擦。

Apr 2Thu
Mar 24Tue
  1. Checkout.com BlogSource summary65

    Mastercard requires merchants to adopt TLID for economic transaction tracking from October 2026

    Mastercard will gradually replace Trace ID with the unique Transaction Link Identifier (TLID). Merchants must transmit TLID in economic transactions from October 2026 and retain this 36-character field for every transaction. Mastercard will generate the relevant TLIDs in June 2026 and begin assessing non-compliance fees from January 2027; Checkout.com recommends that merchants retain and transmit both Trace ID and TLID during the transition period.

    推荐理由：The article outlines Mastercard’s timeline and integration requirements for replacing Trace ID with TLID, helping merchants plan changes to storage, transmission, and transaction lifecycle tracking.

Mar 19Thu
Mar 2Mon
  1. Checkout.com BlogSource summary24

    企业如何制定有效的支付 RFP

    Checkout.com梳理企业制定支付 RFP 的方法，强调需向候选供应商说明业务、客户、地区、支付方式及技术环境，并围绕处理能力、欺诈与风险、资金管理、数据报告、安全和商务条款评估。流程包括预告、发布、答疑、提交、评审、面谈、决策、签约、集成与上线；发布完整 RFP 前可先用 RFI 筛选候选者。

Feb 27Fri
  1. Checkout.com BlogSource summary18

    企业费用卡的优势：Checkout.com 如何帮助企业发卡

    企业费用卡以预付借记卡形式帮助企业管理员工支出、简化报销，Checkout.com 提供一体化发卡服务。企业可发放单次或多次使用的虚拟和实体卡，按交易金额、受限行业设置限额，并通过 real-time decisioning engine 批量批准或拒绝交易。员工可将虚拟卡即时添加至 Apple Pay 和 Google Pay，企业还可在授权时为卡片提供资金，减少预充值复杂性。

Feb 26Thu
Feb 25Wed
  1. Checkout.com BlogSource summary33

    Checkout.com 支付优化指南

    Checkout.com 梳理支付优化方法，聚焦提升接受率、降低欺诈和改善结账体验，以增加商户收入并减少支付处理成本。近半数商户称最多5%的支付被误判为欺诈而拒绝，损失约$50 billion；CMC Markets借助Checkout.com将接受率提高4%。订阅业务可用Real-Time Account Updater，最多追回此前缺失收入的30%；跨境支付可通过本地收单提升通过率。

  2. Checkout.com BlogSource summary30

    Checkout.com：与发卡机构合作如何提升盈利能力

    Checkout.com指出，与发卡机构持续合作并共享支付、风险数据，可减少误拒交易，提升商户支付接受率和盈利能力。Amex Enhanced Authorization program称，补充邮箱、IP地址、配送信息等数据，可能带来+1%审批率和最多60%的欺诈减少；Checkout.com称，部分发卡机构共享会话数据后，接受率最高提升2%。

Feb 24Tue
  1. Checkout.com BlogSource summary81

    Checkout.com publishes 2025 annual letter, processing volume exceeds $300 billion and returns to full-year EBITDA profitability

    Checkout.com said it processed more than $300 billion in total payments in 2025, up 64% year on year, while net revenue grew by more than 30% for the second consecutive year and the company returned to full-year EBITDA profitability. Transaction processing availability reached 99.999% for the year, with 95% of nearly 10 billion transactions completed within 1 second. In December, Checkout.com processed its first transaction on Microsoft Azure, shifting toward a multi-region, multi-cloud model.

    推荐理由：The annual letter provides updates on payment processing volume, the return to profitability, and progress on multi-cloud infrastructure, helping assess Checkout.com's operating quality and expansion path in the enterprise merchant market.

Feb 21Sat
Feb 12Thu
  1. Checkout.com BlogSource summary18

    Checkout.com：繁荣、合作与绩效——致亚太社区的一封信

    Checkout.com APAC总经理 Brian Sze 致信亚太社区，表示公司2026年将加大本地化创新、性能优化和战略合作，帮助商户扩大业务。信中提到澳大利亚、新加坡、大中华区和日本商户面临农历新年“festive surge”及跨境扩张挑战，Checkout.com将提供更可靠、支持规模化的支付基础设施。

Jan 30Fri
  1. Checkout.com BlogSource summary79

    Checkout.com updates PSD3 and PSR merchant guides, focusing on European payment compliance readiness

    Checkout.com has updated its PSD3 and PSR guides for merchants, outlining the proposed changes agreed by the European Parliament and the Council; following formal adoption and the end of an approximately 21-month transition period, the measures are expected to apply in 2027. The guides focus on fraud detection, SCA accessibility, fraud refunds, IBAN and account name verification, and the requirement for disputes, including chargebacks, to be resolved within 14 days; PSD3 covers the EU/EEA and will not automatically apply to the UK.

    推荐理由：The article breaks down the impact of PSD3 and PSR on European merchants across fraud prevention, SCA accessibility, refund liability, and dispute handling, making it easier to assess payment system readiness.

Jan 27Tue
Jan 23Fri
  1. Checkout.com BlogSource summary72

    Checkout.com announces 2024 business progress: net revenue grew 40% and the company became profitable

    Checkout.com achieved 40% overall net revenue growth in 2024, while its Commerce and Fintech business grew 45%, and ended the year profitably; the company expects to be profitable for the full year in 2025.

    推荐理由：This annual letter puts Checkout.com's growth, profitability, global acquiring expansion, and product metrics in the same framework, making it easier to observe the company's business progress from payment performance to treasury management.

Jan 19Mon