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#Interchange

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Sep 26Sat
  1. Checkout.com BlogSource summary76

    Australia’s 2026 card payment reform: merchants need to know about no-surcharge rules and changes to interchange fee caps

    The Reserve Bank of Australia (RBA) has published the conclusions of the third phase of its review of merchant card payment costs and surcharges. From October 1, 2026, EFTPOS, Mastercard, and Visa will implement rules prohibiting card payment surcharges and lower domestic interchange fee caps; from April 1, 2027, a 1% interchange fee cap will apply to cards issued overseas.

    推荐理由：The original article outlines the three main strands and two effective dates of Australia’s 2026 card payment reform, enabling merchants to assess their own pricing and routing arrangements.

Apr 9Thu
  1. Checkout.com BlogSource summary29

    Checkout.com：盈利型支付如何平衡收入、欺诈与成本

    Checkout.com强调，支付运营须平衡收入、欺诈损失与处理成本，才能提升贡献利润。对年处理$200M、欺诈率1.5%、处理成本2.4%的商户，欺诈准确率改善20 basis points、处理成本优化15 basis points，可挽回约$700K年度利润贡献。文章还提到45%的消费者因数字体验受挫放弃购买，预授权和部分授权可减少支付摩擦。

Jan 19Mon
  1. Checkout.com BlogSource summary32

    企业银行卡项目：如何以及为何推出

    企业推出自有银行卡项目，可提升客户留存与满意度、降低支付欺诈，并获得更强的成本与运营控制。跨地域扩张需统筹客户与商户支付习惯、当地税制、实体、支付轨道及合规要求。Checkout.com发行的银行卡支持按velocity、MCC和merchant identifier设置消费控制；Glovo借此管理快递员采购资金、卡片激活与取消。