Collective’s AI back-office service frees up time for solo business owners

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Collective integrates back-office financial work for solo business owners, handling company formation, month-end close, tax preparation and filing, and payroll services. AI supports execution, while staff handle verification, approval, escalations, and questions. Customers can contact the company via the web, mobile app, and email. Its monthly bookkeeping close volume has risen from about 40 handled by traditional bookkeepers to 300 in the summer and is moving toward 600; the platform also uses an internal Agent OS.