Why Slow Fund Movement on Investment Platforms Is Hurting the Investment Experience

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In a conversation with Justin Zhao, Visa Direct’s head of North America, PYMNTS noted that transactions on investment platforms can be completed in seconds, but transfers from investment accounts to bank accounts may still take 5 business days. After a major retail brokerage integrated Visa Direct capabilities, user adoption of real-time fund movement reached 51%; the article also mentioned that tools such as account verification, balance checks and real-time decisioning can be used to manage risk around real-time payments.