U.S. consumers focus on buy now, pay later and gift cards for holiday shopping

AI-assisted source summary · not independently verified. Content standards

A holiday spending study by the Electronic Transactions Association and TSG shows that U.S. consumers are focused on BNPL and gift cards for holiday shopping this year: 47% do not plan to use BNPL, 20% plan to increase their use, and 25% expect their use to remain unchanged from last year. 64% are concerned about affordability, and 57% want to manage their budgets; 71% plan to buy gift cards, of whom 52% choose store or retailer gift cards.