Adyen discusses fraud, business financing, and its own financial infrastructure

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Adyen emphasized that platforms having control of financial infrastructure helps manage fraud risk, support business financing, and reduce the complexity and delays caused by partner banks. Adyen holds a master account with the US Federal Reserve and connects directly to real-time payment rails including FedNow, with payments, accounts, card issuing, and financing running on the same technology stack. As a result, Fresha launched its financing business in three weeks rather than three months.