FCA investigates 81 CFD firms: only 12% adjusted overnight financing charges

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In May 2026, FCA surveyed 81 CFD firms and found that only 12% said they had adjusted their charges, while most firms merely explained their existing rates. Overnight financing charges typically consist of a benchmark interest rate plus a broker markup and are calculated on the full notional value of the position. When holding hedged positions, most firms still charge separately for both the long and short sides. FCA recommends that firms explain the calculation method and APR on fee pages, pop-ups, and trade statements, and said it has set no deadline or introduced new rules, but will follow up with individual firms where it has concerns.