Survey: BNPL Helps Consumers Stretch Holiday Budgets

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A survey by ETA and TSG found that during the 2026 holiday season, one in five consumers plan to use BNPL more than last year, while 47% expect not to use it at all. Among respondents, 37% viewed BNPL favorably and 36% unfavorably; supporters often use it to manage large expenses or cover unexpected purchases, while opponents worry about debt and high fees or interest.