Payoneer study: Stablecoin use is expanding from cross-border transfers to corporate treasury and embedded finance

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A Payoneer study of U.S. businesses shows that stablecoin use is expanding from cross-border transfers to treasury management, embedded balances, wallets, and cards. The study surveyed 265 payments, treasury, and finance leaders in September 2026; 69% of the businesses surveyed are already using stablecoins, and 97% are using, testing, or evaluating them. Among businesses that have adopted or piloted stablecoins, 50% reported faster settlement, while 40% said the use case of embedded balances, wallets, and cards is already in practical use.