Singapore FinTech Report 2026: More than 90% of adults registered for PayNow—what comes next?

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The Singapore FinTech Report 2026 reviews the development of fintech in Singapore, noting that more than 90% of adults have registered for PayNow and that transaction value reached S$154 billion in 2025. The report tracks 29 regulatory developments over the year, outlines four areas for improvement in PayNow Gen2, and maps the industry distribution of Singapore’s 505 fintech companies.