Gen X wants more flexibility from familiar payment tools

AI-assisted source summary · not independently verified. Content standards

Gen X wants more flexibility in payments but still prefers familiar debit cards, traditional banks and in-person shopping rather than quickly switching to new payment methods. For in-person purchases, 67% use debit cards, and 42% choose instant payments when available; 63% hold their primary account at a traditional bank. Payment providers can gradually add new services around existing tools.