Skip to content
PYMNTS· PYMNTS·· 3 days agoSelectedAI score71

How banks are using programmable liquidity to compete for corporate deposits

Banks Offer CFOs Programmable Liquidity to Win Corporate Deposits

AI brief

AI-assisted source summary · not independently verified. Content standards

Large banks are competing for corporate deposits through faster cross-border payments, tokenized deposits, digital platforms, and automated treasury management capabilities, while giving CFOs greater control over fund routing and liquidity. JPMorgan Payments reported quarterly revenue of $5.6 billion, up 14% year over year; Citi said tokenized deposits are already operating in seven markets globally and connected to its 24/7 clearing capabilities.

Why it matters

The article extends competition for corporate deposits beyond interest rates to settlement, reconciliation, data, and liquidity control, helping CFOs compare banks’ digital treasury management capabilities.

Source:PYMNTS · pymnts.com