TransUnion Launches Anti-Fraud Scoring Solutions
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On October 21, 2026, PYMNTS reported that TransUnion launched two scoring capabilities, Credit Washing and Synthetic Fraud Scores, to help institutions identify credit washing and synthetic identity fraud. TransUnion said these scores are the first offerings of their kind on the market that can be used for adverse action; lenders can use them to make credit decisions and provide applicable adverse action reason codes to applicants who are denied. The company’s research found that, as of June 2026, synthetic identity fraud exposed lenders to a total risk of $2.4 billion.
AI-written from reports · updated 2 hours ago
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- PYMNTSTransUnion launches new scoring capabilities to combat fraud
TransUnion launched Credit Washing and Synthetic Fraud Scores to help institutions identify credit washing and synthetic identity fraud. The company said the two scores are among the first of their kind on the market that can be used for adverse action, allowing lenders to make credit decisions and provide applicable adverse action reason codes to those denied. TransUnion research shows that, as of June this year, synthetic identity fraud exposed lenders to a total risk of $2.4 billion.
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