Affirm First-Quarter Results and AI Outlook
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AI-assisted source synthesis · not an independent investigation.
On November 6, 2026, PYMNTS reported that Affirm CEO Max Levchin expects more transactions to choose interest-free installment loans as consumers delegate shopping to AI shopping agents. Affirm data showed that, in the quarter ended September, interest-free loans accounted for 28% of gross merchandise volume (GMV), while interest-bearing loans accounted for 72%. The report did not disclose other first-quarter results or subsequent arrangements.
AI-written from reports · updated 42 minutes ago
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- PYMNTSAffirm CEO expects AI shopping agents to favor 0% installment loans
Affirm CEO Max Levchin expects that after consumers delegate shopping to AI agents, more transactions will opt for interest-free installment loans; these loans already accounted for 28% of Affirm's September-quarter GMV, while interest-bearing loans accounted for 72%.
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