EPC Developing Digital Identity Wallet Authentication Framework
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On October 20, 2026, Payments Cards & Mobile reported that the European Payments Council (EPC) is developing a framework called SCARLET, aimed at harmonizing the rules for payment service providers to accept EU Digital Identity Wallets for strong customer authentication (SCA). The framework covers the European Union and the European Economic Area, with the goal of reducing fragmented implementation of digital identity wallets in payment authentication scenarios. Current reports only indicate that the framework is still under development; no specific rule content or implementation timeline has been disclosed.
AI-written from reports · updated 2 hours ago
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- Payments Cards & MobileEPC Moves to Standardize Digital Identity Wallet Authentication Rules for Unified Payment Scenarios
EPC is developing the SCARLET framework to standardize the rules for payment service providers to accept EU Digital Identity Wallets for strong customer authentication (SCA), reducing fragmented implementation across the EU and European Economic Area.
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