Central Bank of Brazil Introduces New Credit Protection Rules
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AI-assisted source synthesis · not an independent investigation.
On November 5, 2026, the Central Bank of Brazil approved three credit consumer protection rules. The new rules require relevant institutions to provide a blocking mechanism for unsolicited credit marketing and to impose stricter prior authorization requirements for consumers who are financially vulnerable or at higher risk of over-indebtedness. Among them, Resolução BCB 601 will establish a comprehensive debt dashboard displaying consumers’ debts, cost simulations, and risk warnings; Resolução BCB 603 requires users to give explicit prior consent to credit offers when initiating a Pix transaction, and, once enabled, institutions must wait at least 24 hours before offering the credit for the first time.
AI-written from reports · updated 1 hour ago
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- Banco Central do Brasil — NotíciasSelectedBrazil’s Central Bank approves three new credit consumer protection rules
Brazil’s Central Bank approved three credit consumer protection rules, requiring institutions to provide a mechanism to block unsolicited credit marketing and imposing stricter prior authorization requirements for consumers who are financially vulnerable or at higher risk of over-indebtedness. Resolução BCB 601 will establish a comprehensive debt dashboard displaying debt information, cost simulations, and risk alerts; Resolução BCB 603 requires users’ prior explicit consent for credit offers when initiating transactions through Pix, and stipulates that at least 24 hours must elapse after activation before the offer can first be provided.
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