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Consumers gradually authorize AI agents to shop

1 reports1 sourcesupdated 12 days ago

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AI-assisted source synthesis · not an independent investigation.

On October 8, 2026, Mastercard Chief Digital Officer Pablo Fourez said that consumers may gradually expand the scope of their purchasing authorization after AI agents have continuously completed successful transactions. Initially, consumers may require agents to obtain confirmation before making a purchase; in the future, they may also authorize agents to compare discounts and benefits offered by different retailers and payment methods. The report also said that merchants need to provide product catalogs, prices, and real-time inventory in a format that agents can read, while payment systems need to connect consumers, agents acting on consumers’ behalf, and merchants placing orders.

AI-written from reports · updated 8 days ago

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Oct 8
  1. PYMNTS
    Mastercard Bets Consumers Will Trust AI Agents Through Repeated Purchases

    Mastercard Chief Digital Officer Pablo Fourez said consumers may gradually expand the purchasing authority they grant to AI agents after the agents consistently complete successful transactions. Initially, consumers may require agents to confirm before making a purchase; in the future, they may also allow them to compare discounts and benefits across different retailers and payment methods. Merchants will need to provide catalogs, prices, and real-time inventory in a format that agents can read, while payment systems will also need to connect consumers, the agents acting on their behalf, and the merchants placing the orders.