Mastercard Advances Agent Tokenized Card Payments
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AI-assisted source synthesis · not an independent investigation.
On October 30, 2026, PYMNTS reported that Mastercard plans to enable shopping agents to complete payments using network-tokenized credentials from the bank card selected by consumers, preserving payment preferences, rewards, and control associated with the account. Mastercard said that the single-use virtual cards currently used by payment processors are only an interim solution; Agent Pay will verify buyer authorization and incorporate network tokens. Shopify’s Shop Pay has already adopted the related solution. A further report released the same day said that Shopify had embedded agent payment technologies developed by Visa, Mastercard, and American Express into Shop Pay, and planned to let buyers use Shop Pay at non-Shopify merchants as well. Agents will not see card information, while users can retain their existing rewards, protections, and payment experience. Data released during the same period showed that Mastercard’s third-quarter net revenue grew 14% to $9.8 billion, U.S. credit card transaction volume grew 10%, and cross-border transaction volume grew 11%.
AI-written from reports · updated 45 minutes ago
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- PYMNTSSelectedShopify embeds agentic payment technology from Visa, Mastercard, and American Express into Shop Pay
Shopify has embedded agentic payment technology developed by Visa, Mastercard, and American Express into Shop Pay, and plans to let buyers use Shop Pay at merchants regardless of whether they use Shopify. Agents will not see buyers’ card information, while users can retain their existing rewards, protections, and payment experience.
- PYMNTSMastercard支持使用网络令牌化卡支付服务智能体商务
Mastercard plans to let shopping agents use tokenized credentials from the bank card selected by consumers, preserving account-linked payment preferences, rewards and control. Mastercard says processors’ use of single-use virtual cards is only a transitional solution; Agent Pay will verify buyer authorization and combine it with network tokens. Shopify’s Shop Pay has already adopted the relevant solution. In the third quarter, Mastercard’s net revenue grew 14% to $9.8 billion, US credit card transaction volume grew 10%, and cross-border transaction volume grew 11%.
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