JPMorgan Chase card spending rises to $539.5 billion
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AI-assisted source synthesis · not an independent investigation.
On October 14, 2026, PYMNTS reported that JPMorgan Chase’s debit and credit card spending in the third quarter increased 10% year over year to $539.5 billion. During the same period, average loans in Card Services rose to $250.1 billion, while the net charge-off rate fell to 2.91%; active mobile customers increased to 64.9 million. The bank said it is using AI agents internally, but will not allow unreviewed external agents to access its systems, and identified data misuse, credential sharing, and the transfer of responsibility as related risks. Existing reports did not provide spending figures or related indicators for earlier periods, so earlier data cannot be compared on this basis; the above reflects the latest situation reported to date.
AI-written from reports · updated 5 days ago
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- PYMNTSJPMorgan card spending rises to $539.5 billion as credit quality improves and access for external AI agents is tightened
JPMorgan's debit and credit card spending rose 10% year over year to $539.5 billion in the third quarter, while average loans in Card Services increased to $250.1 billion and the net charge-off rate fell to 2.91%. Active mobile customers rose to 64.9 million; the bank said it is using AI agents internally but will not allow unvetted external agents to access its systems, citing data misuse, credential sharing, and liability shifting as risks.
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