FIS: Issuer Modernization Is Reshaping Card Competition
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On November 12, 2026, PYMNTS reported that FIS believes issuer platform modernization is reshaping card competition. Modern platforms can help issuers shorten product launch processes and connect information and decisions across different customer channels. FIS said artificial intelligence can propose configuration options based on product, target market, terms, and reward concepts, and can also assist with product portfolio adjustments, customer offer selection, and fraud and credit decisions. At the same time, institutions still need to have scale and resilience. The report did not disclose specific implementing institutions, timelines, or quantified results.
AI-written from reports · updated 1 hour ago
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- PYMNTSFIS: Issuer modernization is reshaping competition in card issuing
FIS says modernization of card platforms is reshaping competition in card issuing, helping institutions shorten product launch processes and connect information and decisions across customer channels. AI can propose configurations based on product, target market, terms and rewards concepts, and can also assist with portfolio adjustments, customer offer selection, and fraud and credit decisions; institutions still need scale and resilience.
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