FPC Releases a Guide to Faster Payments Messaging
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On October 26, 2026, the Faster Payments Council (FPC) released a guide to faster payments messaging, aimed at real-time payments and transfers completed within hours or minutes. The guide covers payment requests, returned funds, payment status reports, and other payment information, and addresses operational readiness, exception handling, and coordination within institutions. FPC said the guide is intended to help participating institutions manage payment exceptions, process returned funds, and improve payment operations. Current reporting discloses only the guide’s scope, coverage, and purpose, and does not specify its implementation date or the range of participating institutions.
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- Digital Transactions NewsU.S. Faster Payments Council Releases Fast Payments Messaging Guidelines
The U.S. Faster Payments Council has released messaging guidelines for real-time payments and transfers completed within hours or minutes, covering payment requests, returned funds, payment status reports, and other payment information. The guidelines cover operational readiness, exception handling, and internal coordination, aiming to help participating institutions manage exceptions, process returns, and improve payment operations.
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