Scaling Embedded Payments
Start here
AI-assisted source synthesis · not an independent investigation.
On October 22, 2026, PYMNTS reported that if companies design embedded payments infrastructure from the outset to handle higher transaction volumes and more complex risk and operational requirements, they can avoid rebuilding their payment systems after the business grows. Finextra Research data shows that 99% of surveyed companies already have some form of embedded finance capability; however, industry research shows that 93% of companies encounter challenges when offering embedded finance. Approximately 70% of companies outsource at least part of embedded finance delivery. The report also used REPAY as a case study, emphasizing that infrastructure and provider support help companies address the complexity brought by scaling.
AI-written from reports · updated 4 hours ago
Timeline
Follow the reporting to see the different sides of the story.
- PYMNTSBuilt for scale: How embedded payments can grow without starting over
Companies can avoid rebuilding their payment systems after business growth by designing embedded payments infrastructure from the outset for higher transaction volumes, risk and operational complexity. Finextra research shows that 99% of surveyed companies already have some form of embedded finance capability; industry research found that 93% of companies face challenges when providing embedded finance. Around 70% of companies outsource at least part of embedded finance delivery, while the REPAY case highlights the role of infrastructure and provider support in overcoming the “complexity cliff”.
Heat over time
Current heat 9·Peak over the comparable range 10 (Oct 22 17:00)·Change over the comparable range in the last 24 hours –
Trends compare only the same entities that were fully and continuously observed, so the range can be narrower than the current heat statistics. Move the pointer or tap the chart to read hourly heat; arrow keys work on a keyboard.