ECB Plans to Pilot the Digital Euro in 2027
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On October 24, 2026, Piero Cipollone, a member of the ECB’s Executive Board, said that the digital euro is scheduled to undergo a pilot based on real transactions in 2027; if the relevant legislation is approved in 2026, the digital euro could be launched as early as 2029. In terms of design, the digital euro will have a cap on wallet holdings, but no limit on payment amounts, and will support offline payments without an internet connection. Banks and other authorized intermediaries will be responsible for distributing the digital euro, managing customer relationships, and developing related services.
AI-written from reports · updated 4 hours ago
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- European Central BankPiero Cipollone discusses digital euro pilot, offline payments and European payment infrastructure
ECB Executive Board member Piero Cipollone said the digital euro plan will conduct a pilot based on real transactions in 2027 and, if the relevant legislation is approved this year, could be launched as early as 2029. The digital euro will set a limit on wallet holdings but will not restrict payment amounts, and will support offline payments without an internet connection; banks and other authorized intermediaries will be responsible for distribution, managing customer relationships and developing services.
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