Embedded finance reshapes software companies’ growth strategies
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AI-assisted source synthesis · not an independent investigation.
A report dated November 4, 2026, stated that embedded finance is driving independent software vendors (ISVs) to expand from payment acceptance into a broader range of financial services. These offerings include accounts receivable and payable automation, lending, invoicing and tax management, payroll, and financial reporting, with the aim of differentiating the customer experience, deepening customer relationships, and creating new revenue. Citing data, the report said that approximately 90% of U.S. merchants used ISV payment or business management solutions in 2025; the global ISV market is expected to grow from $4.12 billion in 2026 to $9.44 billion in 2035. The PayFac model can simplify merchant onboarding and underwriting.
AI-written from reports · updated 3 hours ago
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- Digital Transactions NewsEmbedded finance is reshaping software companies’ growth strategies
Embedded finance is driving independent software vendors (ISVs) to expand beyond payment acceptance into a broader range of financial services, differentiating customer experiences, deepening customer relationships, and creating new revenue. In 2025, approximately 90% of U.S. merchants used ISV payment or business management solutions, and the global ISV market is projected to grow from $4.12 billion in 2026 to $9.44 billion in 2035. Relevant capabilities include accounts receivable and payable automation, lending, invoice and tax management, payroll, and financial reporting; the PayFac model can simplify onboarding and underwriting.
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