Upgrade申请设立内华达工业贷款银行，拓宽融资与合作选择
Upgrade本周申请设立一家内华达工业贷款银行，其通过与银行和贷款买方合作的模式已促成超过$53 billion的信贷。公司表示，新银行将补充现有银行合作伙伴和贷款买家，而非取代它们。文章还援引PYMNTS Intelligence称，信用合作社使用外部提供商的产品平均数已从2024年11月的6个升至9个，并梳理了仓储融资、远期转让、证券化、承诺资金和存款等资金来源。
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Today 0 itemsPYMNTSSource summaryAI score5454
PYMNTSSource summarySelectedAI score7171 How banks are using programmable liquidity to compete for corporate deposits
Large banks are competing for corporate deposits through faster cross-border payments, tokenized deposits, digital platforms, and automated treasury management capabilities, while giving CFOs greater control over fund routing and liquidity. JPMorgan Payments reported quarterly revenue of $5.6 billion, up 14% year over year; Citi said tokenized deposits are already operating in seven markets globally and connected to its 24/7 clearing capabilities.
推荐理由：The article extends competition for corporate deposits beyond interest rates to settlement, reconciliation, data, and liquidity control, helping CFOs compare banks’ digital treasury management capabilities.
European Commission — Press CornerSource summaryAI score1717 Albuquerque委员在马耳他金融福祉会议2026上的视频致辞：从可获得性到信任
European Commission委员Albuquerque通过视频消息，为在马耳他举行的Financial Wellbeing Conference 2026致辞，主题为“从可获得性到信任”。她因其他公务身在Brussels，仍决定参与会议并发表讲话。
European Commission — Press CornerSource summaryAI score77 Albuquerque委员在EIF金融机构股东集团年会上的视频致辞
European Commission发布Albuquerque委员在EIF金融机构股东集团年会上的视频致辞。Albuquerque委员感谢Marjut、José和Manuel的邀请，并向与会者致意。
PYMNTSSource summaryAI score5858 PYMNTS：银行的公有链与许可链之争已过时，核心是共享账本与受控参与
PYMNTS认为，银行不必在公有链与许可链之间二选一，更需要共享交易账本，同时对参与者、身份、资产、隐私和结算实行许可控制。Swift正推进由17家银行参与的代币化存款试点，Fiserv平台也已支持Bank of North Dakota部署Roughrider稳定币。