Visa 获中国人民银行批准筹备申请，推进在华设立国内银行卡清算机构
Visa 表示中国人民银行已批准其 Application to Prepare，为在中国设立国内银行卡清算机构迈出一步，目标是处理该国境内支付。同篇简报还涉及 AetherBridge 的美元与加密货币交易管理平台、TNS 对 100 多种替代支付方式的支持，以及 SpotOn Handheld 餐饮 POS 终端。
#Regulation
Today 0 itemsDigital Transactions NewsSource summaryAI score5656
CryptopolitanSource summaryAI score6464 英格兰银行称不急于推进数字英镑，年内将作出决定
英格兰银行副行长Sarah Breeden表示，英国没有必要急于推出数字英镑，央行与HM Treasury将在2026年决定是否推进。英格兰银行认为商业稳定币和代币化银行存款可能填补数字英镑原拟解决的支付缺口；截至2025年末，英镑稳定币规模不足$6 million，而稳定币市场为$308 billion。
Bank of EnglandSource summarySelectedAI score6060 Bank of England publishes minutes of London FXJSC Legal Subcommittee meeting, focusing on transition to 2026 FX Definitions
Bank of England published the minutes of the London FXJSC Legal Subcommittee meeting held on June 16, with the 2026 FX Definitions and their implementation arrangements as the main focus. The four-year plan has entered the implementation phase, the SWIFT rulebook is expected to be updated in the summer, and the new definitions are scheduled to transition in November 2027, when the 1998 definitions will cease to apply. The new framework will be unified into a versionable digital system and will provide an implementation roadmap, guidance, and confirmation templates.
推荐理由：The minutes provide a timeline for the transition from the 1998 definitions for FX contracts to the 2026 version, and set out the digital framework and implementation materials, helping market participants understand what they need to prepare.
Payments DiveSource summaryAI score7474 Ramp、Stripe推动获得美联储支付轨道准入，PACE法案待国会推进
Ramp、Stripe等金融科技公司正推动获得 Federal Reserve 支付轨道准入，并支持国会推进PACE法案。该法案拟在OCC监督下，为非银行实体建立支付服务提供商注册流程，使其可申请使用Fedwire、FedNow和FedACH；Ramp称其约90%的付款使用FedACH。众议院法案目前没有参议院配套法案，受11月中期选举影响，今年通过前景有限。
European Payments Council (SEPA)Source summaryAI score4343 EPC提供支付计划规则手册变更提案模板
EPC提供用于提交两套SEPA Credit Transfer（SCT）、两套SEPA Direct Debit（SDD）及/或One-Leg Out Credit Transfer（OCT）规则手册变更请求的模板。
Payments DiveSource summaryAI score6262 美国参议院通过 Common Cents 法案，为商户现金找零提供四舍五入框架并正式停产美分
Common Cents 法案周一在参议院通过，将提交总统特朗普签署。该法案为商户现金交易提供按 5 美分四舍五入的联邦框架，并正式终止美国铸币局生产美分，但不适用于电子交易。法案还要求财政部探索用锌替代铜生产 5 美分硬币以降低成本。
Checkout.com BlogSource summarySelectedAI score7676 Australia’s 2026 card payment reform: merchants need to know about no-surcharge rules and changes to interchange fee caps
The Reserve Bank of Australia (RBA) has published the conclusions of the third phase of its review of merchant card payment costs and surcharges. From October 1, 2026, EFTPOS, Mastercard, and Visa will implement rules prohibiting card payment surcharges and lower domestic interchange fee caps; from April 1, 2027, a 1% interchange fee cap will apply to cards issued overseas.
推荐理由：The original article outlines the three main strands and two effective dates of Australia’s 2026 card payment reform, enabling merchants to assess their own pricing and routing arrangements.
European Payments Council (SEPA)Source summaryAI score5454 EPC 推迟 SEPA 非结构化地址格式迁移截止日期
欧洲支付委员会（EPC）决定推迟原定 2026 年 11 月 15 日终止非结构化地址格式的截止日期，该决定由支付方案管理委员会于 2026 年 9 月 9 日会议作出。EPC 将在 2026 年 10 月重新开会确定新日期，并更新相关规则文件。EPC 仍建议支付服务商和用户尽可能直接从非结构化地址迁移至完全结构化地址。