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Oct 16Fri
  1. Payments Cards & MobileSource summary83

    Noah obtains MiCA and PSD2 licenses, expanding stablecoin payments to 27 EU markets

    Stablecoin payments provider Noah has obtained a MiCA crypto-asset service provider license and a PSD2 payment institution license, allowing it to provide stablecoin and fiat payment services in the 27 EU member states. The licenses support its ability to hold, exchange, and transfer stablecoins on behalf of clients, and execute fiat payments via credit transfers; Noah also said it will seek direct access to the SEPA network. The company said its service network now covers more than 150 markets and 60 currencies, enabling clients to complete KYC and KYB through a single regulated provider.

    推荐理由:The article explains the MiCA and PSD2 licenses within the same framework, helping readers understand how stablecoin service providers can use unified authorization to cover the 27 EU member states.

Oct 15Thu
  1. CryptopolitanSource summary75

    Payward plans to acquire Saldo Bank to obtain an EU banking license

    Payward has signed an agreement to acquire Finnish holding company Saldo Finance Oy, which owns Saldo Bank UAB, to obtain an EU banking license. The transaction still requires regulatory approval and is expected to close in 2027; following the acquisition, it plans to offer deposits, lending and SEPA euro payments in five markets, while opening banking-as-a-service tools such as card issuance to fintech companies.

    推荐理由:The acquisition links the parent company of a crypto trading platform’s entry into EU banking with its existing market coverage and plans for deposits, lending and SEPA payments in a single transaction, with regulatory approval as a prerequisite for completion.

Sep 30Wed
  1. European Payments Council (SEPA)Source summary57

    EPC发布支付计划地址提供指南2.2版并撤回非结构化地址截止日

    European Payments Council(EPC)发布《支付计划地址提供指南》2.2版,删除了原定于2026年11月15日起禁止使用非结构化地址格式的日期。EPC将根据市场和支付行业发展另行确定新的截止日期,同时发布的2025年五项支付计划规则手册1.2版不影响其他业务或运营规则。

Sep 11Fri
Sep 10Thu
  1. European Payments Council (SEPA)Source summary54

    EPC 推迟 SEPA 非结构化地址格式迁移截止日期

    欧洲支付委员会(EPC)决定推迟原定 2026 年 11 月 15 日终止非结构化地址格式的截止日期,该决定由支付方案管理委员会于 2026 年 9 月 9 日会议作出。EPC 将在 2026 年 10 月重新开会确定新日期,并更新相关规则文件。EPC 仍建议支付服务商和用户尽可能直接从非结构化地址迁移至完全结构化地址。

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