Stripe has introduced three global updates for fintech companies, including expanding Global Payouts, launching stablecoin card issuance in 27 EU countries, and providing a unified API stack. Global Payouts now supports sending instant stablecoin payments to 160 markets and fiat currency payments to more than 100 markets; stablecoin cards are available in more than 65 countries worldwide, with plans to expand to 100 countries by the end of 2026.
推荐理由:The update brings payments, stablecoin card issuance, and Treasury capabilities into a unified stack, providing a concrete reference for the coverage and compliance integration of cross-market financial products.
Mastercard and BVNK have launched Mastercard Global Money Platform, which supports banks, fintech companies and businesses in holding, converting, paying with and spending fiat currencies and stablecoins through a single API.
推荐理由:The platform brings the holding, conversion, payment and spending of fiat currencies and stablecoins into a single API and connects to Mastercard Move, demonstrating a path for businesses to integrate treasury management with local payouts.
SAP has launched SAP Pay, embedding payment execution and transaction reconciliation into SAP Cloud ERP, while supporting ACH payments, wire transfers, checks, and cross-border settlement in stablecoins. The service is now available in the United States and the United Kingdom, targeting supplier payments and treasury management, and aims to reduce delays from bank file processing, external payment processing, and manual reconciliation.
推荐理由:SAP Pay brings payment execution, reconciliation, controls, and auditing into a single ERP workflow and is now available in the United States and the United Kingdom, illustrating the path for enterprise software to extend into payment execution.
The European Central Bank has launched Pontes as a bridge between distributed ledger networks and the Eurosystem TARGET settlement services, enabling wholesale tokenized asset transactions to settle in central bank money. The service is based on experience from 64 participants, more than 40 trials and over €1.59 billion in transactions in 2024. Its initial functionality is limited, with full implementation targeted for 2028.
推荐理由:The original text provides a specific path and timeline for the European Central Bank to connect central bank money to tokenized settlement, allowing readers to assess the direction of settlement infrastructure in Europe’s tokenization market.
The European Central Bank has begun preparations to invest part of its own funds in tokenized securities, with transactions settled through the Eurosystem’s DLT settlement solution Pontes in central bank money. Initial investments will focus on euro-denominated securities issued by euro area governments and European supranational institutions. The Executive Board will determine the operational details and timeline once the preparations are complete.
推荐理由:The original text sets out the European Central Bank’s plan to directly invest its own funds in tokenized securities and settle through Pontes in central bank money, allowing readers to assess how central bank funds will be deployed in DLT-based assets.