Circle为USDC经济模式辩护,稳定币竞争对手以更高分成争取其合作伙伴
Circle为USDC经济模式辩护之际,稳定币竞争对手正以更高分成争取其合作伙伴。Coinbase是Circle最大的USDC合作伙伴,同时支持竞争网络Open USD;后者在扣除管理费后,将储备收益分配给合作伙伴。
Circle为USDC经济模式辩护之际,稳定币竞争对手正以更高分成争取其合作伙伴。Coinbase是Circle最大的USDC合作伙伴,同时支持竞争网络Open USD;后者在扣除管理费后,将储备收益分配给合作伙伴。
Visa Direct has begun offering a stablecoin prefunding capability to cross-border payment companies, allowing eligible clients and partners to use USDC to prefund Visa Direct cross-border payment funds in near real time. The first integrator, Inyo Global, has integrated the capability into its platform, enabling businesses to manage cross-border payments through existing Inyo APIs across more than 180 countries.
推荐理由:The original text explains how Visa Direct uses USDC prefunding to support cross-border payments and describes Inyo Global’s integration method and coverage, making it easier to understand the specific use of stablecoins in the prefunding process.
Circle首席商务官Kash Razzaghi发布文章,解释USDC约$1.4 billion上半年收入如何在分销合作伙伴、运营投入和利润之间分配。其中约$819 million流向钱包、交易所、银行和支付机构及交易成本,约$473 million用于牌照、银行关系、结算流动性、合规和区块链工作,净利润约为每美元收入的7美分。
Visa Direct已将稳定币预筹资从试点推进至商业生产阶段,Inyo Global作为首个赋能方,允许符合条件的企业使用USDC近实时为跨境付款预筹资金,收款人仍可收到法币。
Circle计划在全球新增40个市场,并称东南亚、拉丁美洲和中东的个人及企业对稳定币需求正在增长。Circle表示,USDC网络已覆盖35条区块链、55多个注册和牌照以及185个国家。Circle还计划收购Tazapay,并与Binance达成五年协议,后者将投资$100 million以推动USDC在新兴市场的推广、认知和平台集成。
CoreWeave and Broadcom have refused to allow tokens linked to their shares to be traded on OKXICE’s new trading venue, while Cerebras Systems has also not allowed related tokens to trade on the venue.
推荐理由:The article details OKXICE’s notification and objection mechanism: companies must raise objections within 30 days of receiving a listing notice, or the tokens could enter tokenized trading.
Circle plans to enter about 50 emerging and developing markets to meet growing demand for digital dollar payments in Southeast Asia, Latin America and the Middle East. USDC circulation is approximately $72.6 billion, accounting for about a quarter of the stablecoin market; Circle will also support its expansion through the acquisition of Tazapay, the launch of the Arc blockchain and approval for a US federal trust bank. The article also notes that AI agents are increasingly using USDC for micropayments.
推荐理由:The article places Circle’s market expansion alongside the acquisition of Tazapay, the Arc blockchain and approval for a US federal trust bank, presenting the path for USDC’s shift from crypto trading toward payments and cross-border remittances.
Visa allows eligible businesses to prefund cross-border payments using USDC, with Inyo Global becoming the first Visa Direct processor to put the service into commercial use. Through Inyo’s existing API, eligible remittance institutions, fintech companies, and payment companies can fund payments in near real time and use the service around the clock, subject to eligibility and geographic requirements.
推荐理由:The service connects USDC prefunding to the Visa Direct cross-border payment process, demonstrating a specific use of stablecoins in liquidity management and around-the-clock payment readiness.
Visa Direct宣布将稳定币能力从试点推进至商业部署,Inyo Global成为首个把Visa Direct稳定币预充值接入生产环境的服务商。接入后,符合条件的企业可通过Inyo平台使用USDC近实时为跨境付款预充值,并通过Visa Direct向超过180个国家发起国内和国际付款。
Under MiCA, EBA has designated USDC as a significant e-money token. Among the 45 EMTs currently notified in the EU, USDC is the first to receive this status. From 12 November 2026, EBA will be directly responsible for the issuer’s own funds, reserve assets, liquidity, and recovery and redemption plans, while France’s ACPR will continue to be responsible for governance, qualifying holdings, fit and proper assessments, outsourcing, and conflicts of interest.
推荐理由:The article outlines the division of responsibilities between EBA and ACPR after USDC’s inclusion as a significant EMT, helping readers understand how supervisory responsibilities for stablecoin issuers are being reallocated under MiCA.
Chainalysis披露,Coinbase的Base网络已处理超过138 million笔x402交易,但交易量无法说明参与的AI智能体数量或卖家的可持续收入。
Standard Chartered 将稳定币规模达到 $2T 的预测从 2028 年推迟到 2030 年,原因是供应增长停滞。稳定币供应过去一年大致维持在 $300 billion 至 $320 billion,当前约为 $303.7 billion,其中 USDT 为 $184 billion、USDC 为 $73 billion。
Nasdaq上市金融科技公司Perpetuals.com计划依据SEC新的五年创新豁免机制,推出基于公链的美国股票代币化交易市场。该市场将由其特拉华州子公司Kephas Corporation运营,初期在Kronos X Public上通过许可制AMM流动性池,以USDC交易代币化美国股票。交易最早可能于11月中旬开始,但仍需完成30天期限、市场数据与合规安排、智能合约安全审查等准备工作。
SAP推出SAP Pay,将传统支付轨道与稳定币结算纳入云ERP;Samsung计划在美国约82 million eligible Galaxy devices的Samsung Wallet中引入USDC功能。文章认为,稳定币竞争正从发行规模转向能否嵌入企业财务系统和消费者钱包,而设备可用性不等同于实际采用。
WebitPay 在 TOKEN2049 Singapore 2026 展示其加密货币充值 Visa 卡方案,包括虚拟卡和 Webit Black 实体卡,面向符合条件的用户。平台支持以 USDT、USDC 为账户充值,用户可通过移动应用管理余额和卡片;符合条件的卡片与设备可使用 Google Pay,并支持线上与线下消费。
Volante Technologies 与 Circle 宣布战略合作,将 USDC 工作流引入 Volante 的 AI-powered Payments Platform,帮助金融机构在既有支付运营中评估稳定币支付与结算能力。平台将涵盖铸造、赎回、受益人钱包注册、资金注入、通知及钱包间支付执行等工作流,并支持与现有支付轨道、运营控制和 on-、off-ramp 要求协同评估。
Chatalystar 以非托管架构重构成人创作者平台,通过 P2P 支付让平台不持有创作者资金,也不属于 money transmitter。会员在 Coinbase、Kraken 等合规交易所购买 USDC,直接经区块链发送给创作者,资金进入其自有钱包。平台仅收取会员侧 5% 费用;交易所负责 KYC、制裁筛查与合规,区块链提供透明、不可篡改的结算。
2026年Q3,加密卡支付规模达到$4.31B,较Q2的$3.24B增长33%。9月USDC加密卡支付额超过$439M,为USDT的三倍以上;TRON、Base和BNB Chain承载了近一半稳定币卡支付。同期,支付、交易所和经纪业务占VC融资的71.6%,共获$2.26B,完成127轮融资。
ESMA requires EU crypto firms to unwind existing exposures to stablecoins that do not comply with MiCA by January 8, 2027, and gives national financial regulators 90 days to supervise enforcement. Individuals holding USDT are not directly prohibited, but EU service providers regulated under MiCA must stop providing relevant access, while they may continue to offer exit services such as liquidation, conversion, withdrawals, transfers and custody.
推荐理由:The material clarifies that the restriction is not a ban on individuals holding USDT, but a requirement for EU service providers regulated under MiCA to stop providing relevant access, helping readers distinguish between holding the asset and access to services.
SAP和Samsung的举措显示,稳定币竞争正从发行转向通过既有软件和钱包触达用户。SAP Pay将在云ERP环境中支持传统支付轨道与稳定币结算;Samsung计划从10月最后一周起在Samsung Wallet中提供USDC功能,面向美国约8200万台符合条件的Galaxy设备。文章指出,设备覆盖不等于实际采用,企业还需评估流动性、外汇、对账、合规及收款人能否使用到账资金等因素。
Citrini Research在79页报告《Breaking the Wall》中称,华尔街将股票、债券等资产搬上区块链,可能为交易、借贷和支付创造新市场,收取费用的公司与协议或比 bitcoin 和 ether 更受益。
Securitize has launched Securitize Stocks, allowing eligible investors in the US, EU and other approved jurisdictions to trade 12 tokens backed by real stocks on Solana, with trades settled in USDC. Token holders may receive dividends and voting rights corresponding to the relevant stock class, but will not be registered as shareholders of the issuing company unless the tokens are converted into shares; trading is currently available during extended US market hours, with 24/7 trading planned for the future.
推荐理由:The product combines real-stock backing, securities entitlements under UCC Article 8 and on-chain trading, while the rights of holders and their status as registered shareholders remain clearly delineated.
Coinbase 与 Samsung 扩大合作,将 USDC 纳入 Samsung Wallet 的稳定币体验,并计划在10月最后一周于美国推出。Samsung Wallet 用户充值稳定币余额后,USDC 将自动显示为默认美元稳定币。Coinbase 将通过 Coinbase Prime 托管相关资产,底层框架与稳定币托管及基础设施提供商 Bastion 合作。
Solana Foundation表示,Samsung Wallet和Samsung Pay将支持用户通过Solana区块链上的USDC跨境转账,计划从本月最后一周开始提供该能力。Samsung称,美国有 82 million 部活跃 Galaxy 设备可用于这项服务;Solana称其今年迄今处理的稳定币交易量超过 $5.25 trillion。
Securitize推出Securitize Stocks,将包括Apple、Nvidia、Tesla和Microsoft在内的12只美国股票带到Solana,代币按一比一由基础股票支持,并设计为保留股东权利。
Samsung 将从 10 月最后一周起,向符合条件的美国 Galaxy 用户开放 Samsung Wallet USDC 汇款,可发送至 60 多个国家和地区的兼容加密钱包或符合条件的银行账户。
Coinbase 将为 Samsung Wallet 提供 USDC,并计划于 2026 年 10 月最后一周在美国上线;用户充值稳定币余额时,USDC 会自动显示为默认选项。用户的 USDC 余额将由 Coinbase Prime 托管,相关设置还与受美国金融监管机构监管的稳定币托管与基础设施提供商 Bastion 合作。
Samsung 将与 Solana 合作,在美国 Samsung Wallet 和 Samsung Pay 中提供 USDC 跨境转账,计划于 10 月最后一周起面向 8200 万台 Galaxy 设备推出。
Tangem Pay推出Visa实体卡,首批限量最多5,000张白卡,可在线上、线下Visa商户及ATM使用,交易资金来自用户Tangem Pay余额中的USDC。
OKX 完成来自 Circle、Qube Research & Technologies、Ripple 和 Standard Chartered 旗下 SC Ventures 的战略投资,投前估值为 US$25 billion,但未披露投资金额。
OKX获得Circle、Ripple、QRT和Standard Chartered旗下SC Ventures的新投资,投前估值为$25 billion,投资金额未披露。OKX与ICE的合资企业计划利用X Layer和USDC、USDT、USDG,为63家美国公司的代币化股票提供24/7交易与结算。Macquarie预计早期需求将偏向零售投资者,机构采用面临监管不确定性和系统接入成本等障碍。
OKX 推出消费者应用 OKX Money,允许符合条件的用户将 50 多种本地货币兑换为 USDG、USDC 或 USDT,并通过虚拟卡或实体卡消费。用户还可转移稳定币、在支持的代币间免转换费兑换,符合条件的 USDG 持仓年化收益率最高为 10%,消费返现最高为 10%。产品、费率和资格因地区而异,OKX 尚未公布首发市场或卡项目提供方。
Independent Reserve 在新加坡推出跨境支付服务,企业可使用法币或稳定币向海外供应商付款、处理国际薪资,并在企业实体间转账。企业可用 SGD 或 USD 为账户充值,向银行账户、电子钱包或银行卡实时发送本地货币付款,服务支持 20 多种货币。企业还可通过 API 自动化交易和实时跟踪付款,并直接在账户中接收 USDC 和 USDT,所有支付均在 same-day 内结算。
Solana Foundation推出开源程序Solana DvP,让机构在链上以原子方式同时完成资产与付款转移,结算最终性从数天压缩至数秒。该程序已通过外部安全审计并可处理真实资金,JPMorgan提供结算经验,隐私功能则计划后续加入。
OKXICE计划在XLayer建立24/7区块链市场,以代币化形式提供包括Nvidia、Tesla、Apple和Microsoft在内的60多只美国股票。每个股票代币由注册经纪交易商按一比一比例持有的基础股票支持,投资者使用USDC、USDT和USDG在区块链流动性池中交易,并可获得股息和投票权。该平台仍面临公司异议、流动性以及SEC临时监管豁免仅持续5年等限制,且交易者须完成身份和AML检查。
加密货币调查员 ZachXBT 称,他卧底数月调查一个为 Lazarus Group 转移被盗资金的中国洗钱团伙,其情报帮助冻结了与 Bybit breach 相关的资金。
Latitude Global搭建基于稳定币支付轨道的跨境支付基础设施,称可在不到两分钟内完成支付结算。其网络覆盖约50个国家,并为希望使用稳定币转账的数字银行和其他企业提供法币出入金通道。Latitude支持USDC和USDT,Cyril Mathew称两到三种稳定币已占其交易量的80-plus percent。
Latitude Global 利用稳定币轨道搭建跨境付款基础设施,提供少于两分钟的付款结算,并为新银行等机构提供法币出入金通道。其网络目前覆盖约 50 个国家,计划未来扩展至约 200 个国家;公司支持 USDC 和 USDT,日常业务中两三种稳定币占其交易量的 80-plus%。
由 Open Standard 推出的美元稳定币 Open USD 已在 Ethereum、Solana、Base 和 Tempo 上线,面向支付、银行、结算、跨境付款和机构交易。
NEAR Intents称,其SHIELD系统在Bitget $388 million攻击者试图通过该服务转移逾$50 million时,拦截并冻结约$503,000,约$166,000完成流转。