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Sep 29Tue
  1. Dogpay BlogSource summary13

    Dogpay《四项确定性》:STRATUSPAY FINTECH LIMITED 的加拿大合规资质

    Dogpay披露,其运营主体STRATUSPAY FINTECH LIMITED在加拿大注册,并受FINTRAC监管,登记为Money Services Business(MSB),MSB license为C100000785。该主体获授权开展外汇、汇款、虚拟货币和支付服务提供商(PSP)业务,遵守加拿大AML/CTF要求;支付产品与持牌机构合作,银行卡由相关司法辖区持有适当牌照的合作方发行。

  2. Dogpay Blog (中文)Source summary34

    DogPay:四个确定性

    STRATUSPAY FINTECH LIMITED 在加拿大注册成立,受 FINTRAC 监管,并登记为货币服务业务(MSB),牌照编号为 C100000785。公司获授权开展外汇兑换、货币汇款、虚拟货币及支付服务提供商(PSP)相关活动,完全遵守加拿大 AML 和 CTF 要求。DogPay 支付产品通过持牌机构合作提供,卡片由在相应管辖区持牌的合作伙伴发行。

  3. Dogpay Blog (中文)Source summary10

    四个确定性

    DogPay 运营主体 STRATUSPAY FINTECH LIMITED 在加拿大注册成立,受 FINTRAC 监管,持有 MSB 牌照(编号 C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及 PSP 相关活动。公司完全遵守加拿大 AML 和 CTF 要求,支付产品通过与持牌机构合作提供,卡片由持相应牌照的合作伙伴发行。

  4. Checkout.com BlogSource summary38

    Thrive Newport Beach 2026 要点回顾 | Checkout.com

    Checkout.com 在 Thrive Newport Beach 大会上宣布美国业务同比增长超 120%(2026 年 Q2 对比 2025 年),并与 Best Buy 合作,为其 Marketplace 提供收单及无 PIN 借记能力。公司还扩展了 MALPB 牌照下的直连收单、加拿大付款、发卡与平台服务。大会还讨论了稳定币作为新经济支付轨道、AI 时代的支付表现优化等议题。

  5. Stripe BlogSource summary78

    Stripe adds incremental authorization, spending insights, and purchase protection to Link’s agentic wallet

    Stripe has introduced three improvements to Link’s agentic wallet: incremental authorization allows agents to increase the authorized amount when the final price exceeds the originally approved amount, avoiding the need to place a new order; spending insights powered by Financial Connections can analyze transaction data from more than 12,000 financial institutions to improve recommendations; eligible transactions can receive free purchase protection. Over the past month, the number of agentic purchases completed through Link has increased 38-fold.

    推荐理由:The original text outlines three capabilities—incremental authorization, spending insights, and purchase protection—enabling readers to assess the scope of Link’s wallet in agentic payment scenarios.

Sep 28Mon
  1. Stripe BlogSource summary40

    旅游业的AI困境:Skift全球论坛上的矛盾与抉择

    在Skift全球论坛上,Airbnb CEO Brian Chesky称AI既是“生存风险”也是“最好的事情”,凸显旅游业对AI的矛盾心态。Expedia等公司正从全能代理转向专业化AI代理,而Stripe数据显示,旅游休闲业的欺诈攻击去年创四年新高,其Radar工具将到达支付阶段的欺诈占比从2023年到2025年降低了三分之二以上。

Sep 26Sat
  1. Checkout.com BlogSource summary76

    Australia’s 2026 card payment reform: merchants need to know about no-surcharge rules and changes to interchange fee caps

    The Reserve Bank of Australia (RBA) has published the conclusions of the third phase of its review of merchant card payment costs and surcharges. From October 1, 2026, EFTPOS, Mastercard, and Visa will implement rules prohibiting card payment surcharges and lower domestic interchange fee caps; from April 1, 2027, a 1% interchange fee cap will apply to cards issued overseas.

    推荐理由:The original article outlines the three main strands and two effective dates of Australia’s 2026 card payment reform, enabling merchants to assess their own pricing and routing arrangements.

Sep 25Fri
  1. US Federal Reserve — Banking RegulationSource summary78

    Federal Reserve seeks comments on two regulatory proposals for banks issuing payment stablecoins under the GENIUS Act

    The Federal Reserve is seeking public comment on two regulatory proposals for banks issuing payment stablecoins under the GENIUS Act. The first would require regulated issuers to fully back stablecoins with eligible reserve assets such as short-term Treasury bills, and establish standardized capital requirements, risk management standards, and custody rules; the second would establish a tailored application process for banks seeking to issue stablecoins, requiring the submission of a business plan and financial information, and set out procedures for appeals, hearings, and final decisions. The comment period will close 60 days after publication in the Federal Register.

    推荐理由:The Federal Reserve’s proposed rules for implementing the GENIUS Act cover reserve assets, capital, and risk management, giving readers a basis for assessing the compliance threshold for banks issuing stablecoins.

Sep 24Thu
  1. FINTRAC (Canada)Source summary38

    FINTRAC 对 Pathwise Credit Union 处以行政罚款

    FINTRAC 对总部位于安大略省奥沙瓦的 Pathwise Credit Union 处以 41,250 美元行政罚款,原因是其违反《犯罪所得(洗钱)与恐怖主义融资法》及配套法规。违规行为包括未能制定并更新书面合规政策与程序,以及未能评估和记录洗钱或恐怖主义融资风险。Pathwise Credit Union 已全额缴纳罚款,案件已了结。

  2. FINTRAC (Canada)Source summary33

    FINTRAC 对 Your Neighbourhood Credit Union Limited 处以行政罚款

    FINTRAC 对总部位于安大略省 Kitchener 的省级信用合作社 Your Neighbourhood Credit Union Limited 处以 16,500 美元行政罚款,原因是其未制定并应用由高级管理人员批准且保持更新的书面合规政策与程序,违反《犯罪所得(洗钱)与恐怖融资法》第一部分。该信用合作社已全额缴纳罚款,案件已了结。

Sep 23Wed
  1. Dogpay BlogSource summary11

    DOGPAY 与智能体账户层

    DOGPAY页面显示,STRATUSPAY FINTECH LIMITED在加拿大注册,并受FINTRAC监管为Money Services Business(MSB license: C100000785),获准开展外汇、汇款、虚拟货币及PSP业务。支付产品与持牌机构合作提供,银行卡由具备相应牌照的合作方发行。

  2. Dogpay Blog (中文)Source summary19

    DOGPAY 与代理账户层

    DOGPAY 在加拿大注册成立,受 FINTRAC 监管,持有 MSB 牌照(编号 C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及 PSP 相关活动。支付产品通过与持牌机构合作提供,卡片由持相应牌照的合作伙伴发行,并遵守加拿大 AML 和 CTF 要求。

Sep 22Tue
Sep 21Mon
  1. European Central BankSource summary62

    European Central Bank launches investment of own funds in tokenized securities, with settlement through Pontes in central bank money

    The European Central Bank has begun preparations to invest part of its own funds in tokenized securities, with transactions settled through the Eurosystem’s DLT settlement solution Pontes in central bank money. Initial investments will focus on euro-denominated securities issued by euro area governments and European supranational institutions. The Executive Board will determine the operational details and timeline once the preparations are complete.

    推荐理由:The original text sets out the European Central Bank’s plan to directly invest its own funds in tokenized securities and settle through Pontes in central bank money, allowing readers to assess how central bank funds will be deployed in DLT-based assets.

  2. European Central BankSource summary76

    Eurosystem launches Pontes to provide central bank money settlement for wholesale trading in tokenised assets

    Eurosystem has launched Pontes, enabling wholesale trading in tokenised assets to be settled in central bank money. Pontes is the first initiative under the Eurosystem’s strategy for tokenised finance. It will initially provide a set of core services, with enhanced functionality and longer operating hours to be added gradually. Full implementation is expected to be completed in 2028. The first market participants and DLT operators have completed onboarding and can use the platform immediately, with more participants expected to connect in the coming months.

    推荐理由:Pontes brings central bank money settlement to wholesale trading in tokenised assets and sets out a phased expansion path through 2028, making it useful for observing how Europe’s DLT financial infrastructure is put into operation.

Sep 18Fri
  1. Dogpay Blog (中文)Source summary15

    稳定币的机构化时刻——Arc

    DogPay 旗下 STRATUSPAY FINTECH LIMITED 在加拿大注册成立,受 FINTRAC 监管,持有 MSB 牌照(编号 C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及支付服务提供商(PSP)相关活动。公司完全遵守加拿大 AML 和 CTF 要求,支付产品通过与持牌机构合作提供,卡片由持相应牌照的合作伙伴发行。

  2. Dogpay BlogSource summary10

    稳定币的机构时刻:Arc

    稳定币正迎来机构时刻。支付产品由持牌机构合作提供,银行卡由在相应司法辖区持有适当牌照的合作伙伴发行。发行方 STRATUSPAY FINTECH LIMITED 在加拿大注册,受 FINTRAC 监管,持有 MSB 牌照(C100000785),获授权开展外汇、汇款、虚拟货币及支付服务提供商(PSP)业务。

  3. Dogpay Blog (中文)Source summary13

    稳定币的机构化时刻——Arc

    STRATUSPAY FINTECH LIMITED 在加拿大注册成立,受 FINTRAC 监管并注册为货币服务业务(MSB),牌照编号为 C100000785。公司获授权开展外汇兑换、货币汇款、虚拟货币及支付服务提供商(PSP)相关活动,并遵守 AML 和 CTF 要求;支付产品与持牌机构合作提供,卡片由合作伙伴发行。

  4. Stripe BlogSource summary38

    Stripe 分析旅游与休闲商户欺诈攻击上升趋势

    Stripe 数据显示,去年针对其平台上旅游与休闲商户的欺诈攻击达到四年高点,但 Stripe Radar 成功拦截了绝大多数攻击,2023 至 2025 年间穿透至支付的欺诈占比下降逾三分之二。Radar 去年为旅游与休闲商户拦截了超过 30 亿美元疑似欺诈支付。区域上,APAC 与 EMEA 商户欺诈攻击率同比均增长逾五倍,LATAM 增长 37%,北美则有所下降。

Sep 17Thu
  1. Stripe BlogSource summary40

    SaaS 平台逆势增长:Stripe 新增平台数超 180% 同比上升

    Stripe 过去三个月新增平台数超过 2025 年后六个月总和,新平台业务同比增长超 180%。2026 年 1 月上线的平台达到 100 万美元支付量的速度高于以往任何同期队列。尽管年初“SaaSpocalypse”导致软件公司市值蒸发约 1 万亿美元,但 SaaS 股价已回升至抛售前水平,Stripe 数据显示大型非 AI SaaS 公司交易量仅短暂下滑后迅速恢复。

Sep 15Tue
  1. Bank of EnglandSource summary41

    Bank of England 调整月度 Form BT 报送标准

    Bank of England 将调整月度 Form BT 报送标准,部分目前按月提交 Form BT 的机构今后将改为按季度提交。按新标准,需提交 Forms BE、BN、GT 或 ER 中至少一份的机构须按月提交 Form BT;未提交上述表格的机构通常按季度提交。Bank of England 将逐一通知受影响机构变更及生效期间,并保留酌情要求月度提交的权力。

  2. Bank of EnglandSource summary33

    英格兰银行证券借贷委员会2026年3月会议纪要

    Bank of England证券借贷委员会发布2026年3月会议纪要,称业内普遍认为各机构正按计划推进T+1过渡,目标在2027年10月完成。会议还讨论了抵押品约束、资本效率与风险加权资产优化,以及欧盟MISP对代币化资产抵押规则和DLT法律确定性的影响;受益所有人对破产保护、抵押品所有权及双重代币发行仍持谨慎态度。

Sep 11Fri
  1. US Federal Reserve — Banking RegulationSource summary60

    Four U.S. Federal Bank Regulatory Agencies Seek Comment on Third-Party Risk Management Guidance

    FDIC, the Federal Reserve, NCUA, and OCC jointly seek comment on third-party risk management guidance, which is principles-based and non-binding; the final guidance will replace the existing guidance. The Federal Reserve is separately seeking comment on complementary guidance for community banks and has issued a joint statement on community banks’ partnerships with core service providers. The comment period is 60 days after publication in the Federal Register.

    推荐理由:The four federal agencies are simultaneously seeking comment on third-party risk management, allowing banks and credit unions to anticipate future regulatory expectations and compliance priorities.

Sep 10Thu