Stripe has introduced three global updates for fintech companies, including expanding Global Payouts, launching stablecoin card issuance in 27 EU countries, and providing a unified API stack. Global Payouts now supports sending instant stablecoin payments to 160 markets and fiat currency payments to more than 100 markets; stablecoin cards are available in more than 65 countries worldwide, with plans to expand to 100 countries by the end of 2026.
推荐理由：The update brings payments, stablecoin card issuance, and Treasury capabilities into a unified stack, providing a concrete reference for the coverage and compliance integration of cross-market financial products.
The Bank of England’s Money Markets Committee updated its plans to extend RTGS and CHAPS settlement hours to support innovation, cross-border payments and liquidity management. Feedback on the May 2026 consultation paper was broadly supportive of extending the existing operating day, but members noted that liquidity facilities outside operating hours, liquidity and collateral management on weekends and bank holidays, operational resilience and value date rollovers still need to be addressed. The Bank of England said it would continue working with the industry to further clarify the proposal.
推荐理由：The meeting minutes show the level of support for extending RTGS and CHAPS settlement hours, as well as implementation constraints involving liquidity, collateral and operational resilience, helping market participants understand the priorities for near-24x7 settlement.
The Bank of England-hosted London Foreign Exchange Joint Standing Committee discussed plans to transition RTGS and CHAPS to near-24/7 settlement at its June 24 meeting. The meeting noted that the relevant Consultation Paper is seeking feedback from stakeholders, and that extended settlement hours will affect FX market structure and bring adjustments in financial stability, investment, funding and treasury management.
推荐理由：The meeting disclosed plans and consultation arrangements for the transition of RTGS and CHAPS to near-24/7 settlement, while also presenting its impact on FX market structure, financial stability and funding models.
The Reserve Bank of Australia (RBA) has published the conclusions of the third phase of its review of merchant card payment costs and surcharges. From October 1, 2026, EFTPOS, Mastercard, and Visa will implement rules prohibiting card payment surcharges and lower domestic interchange fee caps; from April 1, 2027, a 1% interchange fee cap will apply to cards issued overseas.
推荐理由：The original article outlines the three main strands and two effective dates of Australia’s 2026 card payment reform, enabling merchants to assess their own pricing and routing arrangements.
The UK’s Retail Payments Infrastructure Board (RPIB) has launched a consultation on the design of the next-generation retail payments infrastructure, seeking views for a future infrastructure blueprint. The consultation covers payment flows, key design choices and priorities, and considers supporting point-of-sale account-to-account payments and enhanced cross-border payments while retaining existing functionality.
推荐理由：The consultation brings account-to-account payments, cross-border payments and integration with existing systems into the design scope, and the feedback will influence the high-level plan for the UK’s next-generation retail payments infrastructure.
Bank of England published a service change roadmap in the minutes of the inaugural RTGS CHAPS Industry Forum meeting, with CHAPS to open from 1:30 in September 2027.
推荐理由：The material outlines the schedule of changes to RTGS and CHAPS from 2026 through 2028 and beyond, including key arrangements for opening hours, APIs and settlement resilience.
Checkout.com 与 Visa Direct 开展为期五年的合作，帮助企业通过单一 API 在多个市场处理更快的卡片资金充值与付款。Visa Direct 的 AFT 可将银行卡资金转入钱包等账户，OCT 可将企业资金推送至符合条件的客户卡片；其网络覆盖 195+ 个国家和地区及 150 多种货币。
Checkout.com achieved 40% overall net revenue growth in 2024, while its Commerce and Fintech business grew 45%, and ended the year profitably; the company expects to be profitable for the full year in 2025.
推荐理由：This annual letter puts Checkout.com's growth, profitability, global acquiring expansion, and product metrics in the same framework, making it easier to observe the company's business progress from payment performance to treasury management.
CFPB amended the remittance business consent order with Wise, requiring it to continue compensating affected consumers and reducing the penalty from the originally set $2.025 million to approximately $45,000. The case previously involved Wise misrepresenting ATM fees, insufficiently disclosing exchange rates and other costs, and failing to refund fees for remittances delayed in delivery within the legally mandated time limit; the original order also required it to pay approximately $450,000 to consumers, involving at least 16,000 consumers who were overcharged.
推荐理由：The amended order both preserves consumer relief and adjusts the penalty amount, illustrating CFPB’s specific requirements regarding remittance fee disclosures, refund deadlines, and enforcement actions.