Electronic Money Institution

监管机构

Official source

名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。

• Block (Square)Merchant acquiring and Cash App, licensed state by state and in each international market.MTLMSBEMIAFSLLicensed inUnited StatesCanadaUnited KingdomAustraliaJapanEuropean Union / EEASearch coverage
• CircleStablecoin issuer holding US money transmitter licences and an EU e-money licence.MSBMTLEMIMPILicensed inUnited StatesEuropean Union / EEAFRSingaporeSearch coverage
• CoinbaseCrypto exchange and custody with licences across the US, EU and Asia-Pacific.MSBMTLEMICASPMPILicensed inUnited StatesEuropean Union / EEAUnited KingdomDESingaporeAustraliaSearch coverage
• FiservMerchant acquiring and issuer processing at scale.MTLEMILicensed inUnited StatesUnited KingdomEuropean Union / EEASearch coverage
• NuveiPayment technology and acquiring with local licences across its footprint.MSBMTLEMIMPIAFSLLicensed inCanadaUnited StatesUnited KingdomEuropean Union / EEASingaporeAustraliaSearch coverage
• PayoneerCross-border payouts and receivables for marketplaces and SMBs.MSBMTLEMIAPISVFAFSLLicensed inUnited StatesUnited KingdomEuropean Union / EEAHong Kong, ChinaAustraliaSingaporeIndiaSearch coverage
• PayPalRuns a Luxembourg banking licence alongside US state money transmitter licences.BankingMTLEMIAFSLLicensed inUnited StatesEuropean Union / EEAUnited KingdomAustraliaSingaporeSearch coverage
• RippleCross-border settlement infrastructure with money transmitter and e-money authorisations.MSBMTLEMIMPILicensed inUnited StatesEuropean Union / EEAUnited KingdomSingaporeSearch coverage
• StripeGlobal acquiring, payouts and issuing; licensed separately in each market it settles in.MSBMTLEMIAPIMPIAFSLLicensed inUnited StatesEuropean Union / EEAUnited KingdomSingaporeAustraliaJapanSearch coverage
• AdyenHolds a Dutch banking licence, so it settles as a bank in Europe and licenses locally elsewhere.BankingMTLEMIAFSLMPISVFIPLicensed inEuropean Union / EEAUnited StatesUnited KingdomAustraliaSingaporeHong Kong, ChinaBrazilUnited Arab EmiratesSearch coverage
• Checkout.comEnterprise acquiring with local acquiring licences across four regions.APIEMIMTLMPISVFLicensed inUnited KingdomEuropean Union / EEAUnited StatesUnited Arab EmiratesSingaporeHong Kong, ChinaAustraliaJapanSearch coverage
• ClearBankA clearing bank for fintechs — the licensed layer under other brands.BankingEMILicensed inUnited KingdomEuropean Union / EEASearch coverage
• GoCardlessBank payments and open banking with licences in Europe, Australia and the US.EMIAPIAFSLMTLLicensed inUnited KingdomAustraliaUnited StatesEuropean Union / EEASearch coverage
• KlarnaBuy-now-pay-later backed by a Swedish banking licence.BankingEMILicensed inEuropean Union / EEAUnited KingdomUnited StatesAustraliaSearch coverage
• ModulrEmbedded payments and accounts on a UK e-money licence with EU passporting.EMIAPILicensed inUnited KingdomEuropean Union / EEASearch coverage
• MollieEuropean PSP holding Dutch payment and e-money licences with EEA passporting.PIEMILicensed inEuropean Union / EEAUnited KingdomSearch coverage
• PaysafeWallets and processing under UK and EU e-money licences plus US registrations.EMIAPIMTLMSBLicensed inUnited KingdomUnited StatesCanadaEuropean Union / EEASearch coverage
• PPROLocal payment methods platform for PSPs and merchants.EMIMTLMPILicensed inUnited KingdomEuropean Union / EEAUnited StatesSingaporeBrazilMexicoSearch coverage
• RevolutEMI plus a banking licence in Lithuania; separate licences in each expansion market.BankingEMIAPIMTLMPIAFSLLicensed inEuropean Union / EEAUnited KingdomUnited StatesSingaporeAustraliaJapanMexicoBrazilIndiaSearch coverage
• TrueLayerOpen-banking payments and data across the UK, EU and Australia.AISP / PISPEMILicensed inUnited KingdomEuropean Union / EEAAustraliaSearch coverage
• WiseCross-border accounts and transfers, licensed market by market.EMIMTLMPIAFSLLicensed inUnited KingdomEuropean Union / EEAUnited StatesSingaporeAustraliaJapanMalaysiaSearch coverage

European Union / EEA的其他制度

• PIPayment Institution
• AISP / PISPAccount information & payment initiation services
• Credit institutionCredit institution licence
• CASPCrypto-Asset Service Provider